/* =====================================
   RANJIT FINSERVE
   GLOBAL DESIGN SYSTEM
===================================== */

:root {
    --color-primary: #0A2342;
    --color-gold: #C89B3C;
    --color-green: #138A58;
    --color-white: #FFFFFF;
    --color-background: #F7F8FA;
    --color-text: #263445;
    --color-muted: #687586;
    --color-border: #E4E9EF;

    --font-primary: "Poppins", sans-serif;

    --container-width: 1200px;

    --radius-small: 8px;
    --radius-medium: 16px;
    --radius-large: 24px;

    --shadow-card: 0 8px 24px rgba(10, 35, 66, 0.08);
}

/* Reset */

* {
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
}

body {
    margin: 0;
    background: var(--color-white);
    color: var(--color-text);
    font-family: var(--font-primary);
    font-size: 15px;
    line-height: 1.7;
}

img {
    max-width: 100%;
    height: auto;
}

a {
    color: var(--color-primary);
    text-decoration: none;
}

button,
input,
select,
textarea {
    font: inherit;
}

/* Typography */

h1,
h2,
h3,
h4,
h5,
h6 {
    margin-top: 0;
    color: var(--color-primary);
    font-family: var(--font-primary);
    line-height: 1.2;
}

h1 {
    font-size: clamp(36px, 5vw, 60px);
}

h2 {
    font-size: clamp(28px, 3vw, 42px);
}

p {
    margin-top: 0;
}

/* Layout */

.container {
    width: min(
        var(--container-width),
        calc(100% - 40px)
    );

    margin-inline: auto;
}

.site-main {
    min-height: 50vh;
}

/* Header */

.site-header {
    position: relative;
    z-index: 100;
    background: var(--color-white);
    border-bottom: 1px solid var(--color-border);
}

.header-inner {
    min-height: 90px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 24px;
}

.site-branding img {
    width: 190px;
    height: auto;
}

.site-title {
    color: var(--color-primary);
    font-size: 24px;
    font-weight: 700;
}

/* Buttons */

.button {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;

    min-height: 46px;
    padding: 12px 24px;

    border: 0;
    border-radius: 50px;

    font-size: 14px;
    font-weight: 600;

    cursor: pointer;
    transition: 0.25s ease;
}

.button-primary {
    background: var(--color-gold);
    color: var(--color-primary);
}

.button-primary:hover {
    background: var(--color-green);
    color: var(--color-white);
}

/* Content */

.content-container {
    width: min(
        var(--container-width),
        calc(100% - 40px)
    );

    margin: 60px auto;
}

/* Footer */

.site-footer {
    padding: 50px 0 20px;
    background: var(--color-primary);
    color: var(--color-white);
}

.site-footer h2,
.site-footer a {
    color: var(--color-white);
}

.footer-bottom {
    margin-top: 35px;
    padding-top: 20px;
    border-top: 1px solid rgba(255, 255, 255, 0.2);
}

.footer-bottom p {
    margin-bottom: 0;
    font-size: 13px;
}

/* Responsive */

@media (max-width: 768px) {

    .header-inner {
        min-height: 75px;
        flex-wrap: wrap;
        padding-block: 12px;
    }

    .site-branding img {
        width: 150px;
    }

    .primary-navigation {
        width: 100%;
        order: 3;
    }

    .primary-navigation ul {
        flex-wrap: wrap;
        gap: 12px;
    }

    .header-inner > .button {
        padding: 10px 16px;
        font-size: 12px;
    }

    .container,
    .content-container {
        width: min(100% - 28px, var(--container-width));
    }
}

/* =====================================
   RANJIT FINSERVE HEADER
===================================== */

.site-header {
    position: relative;
    z-index: 1000;
    width: 100%;
    background: var(--color-white);
    border-bottom: 1px solid var(--color-border);
    box-shadow: 0 4px 18px rgba(10, 35, 66, 0.05);
}

.header-inner {
    min-height: 90px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 24px;
}

.site-branding {
    flex-shrink: 0;
}

.site-branding .custom-logo {
    display: block;
    width: auto;
    max-width: 190px;
    max-height: 75px;
    object-fit: contain;
}

.site-branding .site-title {
    color: var(--color-primary);
    font-family: var(--font-heading);
    font-size: 28px;
    font-weight: 700;
}

/* Navigation */

.primary-navigation {
    display: flex;
    align-items: center;
}

.primary-navigation ul {
    display: flex;
    align-items: center;
    gap: 5px;
    list-style: none;
    margin: 0;
    padding: 0;
}

.primary-navigation li {
    position: relative;
    margin: 0;
    padding: 0;
}

.primary-navigation a {
    display: block;
    padding: 12px 13px;
    color: var(--color-primary);
    font-size: 13px;
    font-weight: 600;
    white-space: nowrap;
    transition: 0.25s ease;
}

.primary-navigation a:hover,
.primary-navigation .current-menu-item > a,
.primary-navigation .current-menu-ancestor > a {
    color: var(--color-green);
}

/* Dropdown */

.primary-navigation .sub-menu {
    position: absolute;
    top: 100%;
    left: 0;
    min-width: 220px;
    display: none;
    padding: 10px;
    background: var(--color-white);
    border: 1px solid var(--color-border);
    border-radius: var(--radius-medium);
    box-shadow: var(--shadow-card);
}

.primary-navigation li:hover > .sub-menu,
.primary-navigation li:focus-within > .sub-menu {
    display: block;
}

.primary-navigation .sub-menu li {
    width: 100%;
}

.primary-navigation .sub-menu a {
    padding: 10px 12px;
    white-space: normal;
    border-radius: var(--radius-small);
}

.primary-navigation .sub-menu a:hover {
    background: var(--color-background);
    color: var(--color-green);
}

/* Get a Quote */

.header-inner > .button-primary {
    flex-shrink: 0;
    padding: 12px 20px;
    background: var(--color-gold);
    color: var(--color-primary);
}

.header-inner > .button-primary:hover {
    background: var(--color-green);
    color: var(--color-white);
}

/* Responsive Header */

@media (max-width: 1050px) {

    .header-inner {
        gap: 12px;
    }

    .site-branding .custom-logo {
        max-width: 150px;
    }

    .primary-navigation a {
        padding: 10px 8px;
        font-size: 12px;
    }
}

@media (max-width: 768px) {

    .header-inner {
        min-height: 75px;
        flex-wrap: wrap;
        padding-top: 12px;
        padding-bottom: 12px;
    }

    .site-branding .custom-logo {
        max-width: 145px;
        max-height: 60px;
    }

    .primary-navigation {
        width: 100%;
        order: 3;
        overflow: visible;
    }

    .primary-navigation ul {
        flex-wrap: wrap;
        gap: 0;
    }

    .primary-navigation a {
        padding: 9px 10px;
    }

    .primary-navigation .sub-menu {
        position: static;
        min-width: 100%;
        box-shadow: none;
    }

    .header-inner > .button-primary {
        padding: 10px 15px;
        font-size: 12px;
    }
}

/* =====================================
   DROPDOWN ARROW ICON
===================================== */

/* Parent menu items with dropdowns */
.primary-navigation .menu-item-has-children > a::after {
    content: "\25BE";
    display: inline-block;
    margin-left: 7px;
    font-size: 12px;
    color: var(--color-primary);
    transition: transform 0.25s ease;
}

/* Rotate arrow on hover */
.primary-navigation .menu-item-has-children:hover > a::after {
    transform: rotate(180deg);
}

/* Keep arrow visible on keyboard focus */
.primary-navigation .menu-item-has-children:focus-within > a::after {
    color: var(--color-green);
}

/* =====================================
   HOMEPAGE HERO SECTION
===================================== */

.hero-section {
    position: relative;
    overflow: hidden;
    padding: 70px 0;
    background: linear-gradient(
        120deg,
        #0A2342 0%,
        #123F67 58%,
        #EAF4F7 58%,
        #FFFFFF 100%
    );
}

.hero-inner {
    display: grid;
    grid-template-columns: 1fr 0.9fr;
    align-items: center;
    gap: 40px;
}

.hero-content {
    color: #FFFFFF;
}

.hero-eyebrow {
    display: inline-block;
    margin-bottom: 18px;
    color: #C89B3C;
    font-size: 13px;
    font-weight: 600;
    letter-spacing: 1px;
    text-transform: uppercase;
}

.hero-content h1 {
    margin-bottom: 20px;
    color: #FFFFFF;
    font-size: clamp(38px, 4.5vw, 62px);
    line-height: 1.08;
}

.hero-content h1::first-line {
    color: #FFFFFF;
}

.hero-content > p {
    max-width: 540px;
    margin-bottom: 28px;
    color: #F2F6FA;
    font-size: 16px;
}

.hero-buttons {
    display: flex;
    flex-wrap: wrap;
    gap: 14px;
}

.button-outline {
    border: 1px solid rgba(255, 255, 255, 0.7);
    background: transparent;
    color: #FFFFFF;
}

.button-outline:hover {
    background: #FFFFFF;
    color: #0A2342;
}

.hero-highlights {
    display: flex;
    flex-wrap: wrap;
    gap: 26px;
    margin-top: 38px;
}

.hero-highlight {
    display: flex;
    flex-direction: column;
    gap: 3px;
}

.hero-highlight strong {
    color: #C89B3C;
    font-size: 14px;
}

.hero-highlight span {
    color: #FFFFFF;
    font-size: 12px;
}

.hero-image {
    min-height: 340px;
    overflow: hidden;
    border: 4px solid rgba(200, 155, 60, 0.8);
    border-radius: 48% 48% 20px 20px;
    background: #EAF4F7;
    box-shadow: 0 18px 40px rgba(0, 0, 0, 0.15);
}

.hero-image img {
    display: block;
    width: 100%;
    height: 100%;
    min-height: 340px;
    object-fit: cover;
}

.hero-image-placeholder {
    display: grid;
    min-height: 340px;
    padding: 30px;
    place-items: center;
    color: #0A2342;
    text-align: center;
}

.services-intro {
    padding: 50px 0 30px;
    background: #FFFFFF;
    text-align: center;
}

.services-intro h2 {
    margin-bottom: 10px;
}

.services-intro p {
    color: #687586;
}

/* Responsive Hero */

@media (max-width: 768px) {

    .hero-section {
        padding: 45px 0;
        background: linear-gradient(
            160deg,
            #0A2342 0%,
            #123F67 70%,
            #FFFFFF 70%
        );
    }

    .hero-inner {
        grid-template-columns: 1fr;
        gap: 30px;
    }

    .hero-content h1 {
        font-size: 40px;
    }

    .hero-content > p {
        font-size: 14px;
    }

    .hero-image {
        min-height: 250px;
        border-radius: 24px;
    }

    .hero-image img {
        min-height: 250px;
    }

    .hero-highlights {
        gap: 18px;
    }
}

/* =========================================
   RANJIT FINSERVE RESPONSIVE HEADER
========================================= */

.site-header {
    position: relative;
    z-index: 1000;
    background: var(--color-white);
    border-bottom: 1px solid var(--color-border);
}

.header-inner {
    min-height: 90px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 22px;
}

.site-branding {
    flex-shrink: 0;
}

.site-branding .custom-logo {
    display: block;
    width: auto;
    max-width: 180px;
    max-height: 72px;
    object-fit: contain;
}

.primary-navigation {
    display: flex;
    align-items: center;
    margin-left: auto;
}

.primary-navigation .primary-menu {
    display: flex;
    align-items: center;
    gap: 3px;
    list-style: none;
    margin: 0;
    padding: 0;
}

.primary-navigation .primary-menu li {
    position: relative;
    margin: 0;
    padding: 0;
}

.primary-navigation .primary-menu a {
    display: block;
    padding: 12px 10px;
    color: var(--color-primary);
    font-family: var(--font-primary);
    font-size: 13px;
    font-weight: 500;
    white-space: nowrap;
    border-radius: 6px;
}

.primary-navigation .primary-menu a:hover,
.primary-navigation .primary-menu .current-menu-item > a,
.primary-navigation .primary-menu .current-menu-ancestor > a {
    color: var(--color-green);
    background: var(--color-background);
}

/* Desktop dropdown */

.primary-navigation .primary-menu .sub-menu {
    position: absolute;
    top: 100%;
    left: 0;
    display: none;
    min-width: 220px;
    padding: 8px;
    margin: 0;
    list-style: none;
    background: var(--color-white);
    border: 1px solid var(--color-border);
    border-radius: 12px;
    box-shadow: var(--shadow-card);
}

.primary-navigation .primary-menu li:hover > .sub-menu,
.primary-navigation .primary-menu li:focus-within > .sub-menu {
    display: block;
}

.primary-navigation .primary-menu .sub-menu a {
    white-space: normal;
    padding: 11px 12px;
}

/* CTA buttons */

.desktop-quote-button {
    flex-shrink: 0;
}

.mobile-quote-button {
    display: none;
}

/* Hamburger */

.mobile-menu-toggle {
    display: none;
    width: 44px;
    height: 44px;
    padding: 10px;
    flex-shrink: 0;
    background: var(--color-white);
    border: 1px solid var(--color-border);
    border-radius: 8px;
    cursor: pointer;
}

.mobile-menu-toggle span {
    display: block;
    width: 22px;
    height: 2px;
    margin: 4px 0;
    background: var(--color-primary);
    border-radius: 2px;
    transition: transform 0.2s ease;
}

.mobile-menu-toggle[aria-expanded="true"] span:first-child {
    transform: translateY(6px) rotate(45deg);
}

.mobile-menu-toggle[aria-expanded="true"] span:nth-child(2) {
    opacity: 0;
}

.mobile-menu-toggle[aria-expanded="true"] span:last-child {
    transform: translateY(-6px) rotate(-45deg);
}

/* Tablet and mobile */

@media (max-width: 1000px) {

    .header-inner {
        min-height: 76px;
        gap: 12px;
    }

    .site-branding .custom-logo {
        max-width: 155px;
        max-height: 60px;
    }

    .mobile-menu-toggle {
        display: block;
        margin-left: auto;
    }

    .desktop-quote-button {
        display: none;
    }

    .mobile-quote-button {
        display: inline-flex;
        width: 100%;
        margin-top: 14px;
    }

    .primary-navigation {
        position: absolute;
        top: 100%;
        left: 0;
        right: 0;
        display: none;
        max-height: calc(100vh - 100px);
        overflow-y: auto;
        padding: 16px 20px 22px;
        margin: 0;
        background: var(--color-white);
        border-top: 1px solid var(--color-border);
        box-shadow: 0 12px 24px rgba(10, 35, 66, 0.12);
    }

    .primary-navigation.is-open {
        display: block;
    }

    .primary-navigation .primary-menu {
        display: flex;
        flex-direction: column;
        align-items: stretch;
        gap: 2px;
    }

    .primary-navigation .primary-menu li {
        width: 100%;
    }

    .primary-navigation .primary-menu a {
        width: 100%;
        padding: 12px 14px;
        white-space: normal;
    }

    .primary-navigation .primary-menu .sub-menu {
        position: static;
        display: none;
        min-width: 0;
        padding: 4px 0 4px 14px;
        border: 0;
        border-radius: 0;
        box-shadow: none;
        background: var(--color-background);
    }

    .primary-navigation .primary-menu li.submenu-open > .sub-menu {
        display: block;
    }

    .primary-navigation .primary-menu .sub-menu a {
        padding: 10px 12px;
    }
}

/* Small mobile */

@media (max-width: 380px) {

    .container {
        width: calc(100% - 24px);
    }

    .site-branding .custom-logo {
        max-width: 130px;
    }

    .mobile-menu-toggle {
        width: 40px;
        height: 40px;
    }
}

/* Fix: Duplicate Get a Quote button */

.desktop-quote-button {
    display: inline-flex;
}

.mobile-quote-button {
    display: none !important;
}

@media (max-width: 1000px) {

    .desktop-quote-button {
        display: none !important;
    }

    .mobile-quote-button {
        display: inline-flex !important;
    }

}

/* =========================================
   RANJIT FINSERVE FOOTER
========================================= */

.site-footer {
    background: var(--color-primary);
    color: var(--color-white);
    font-family: var(--font-primary);
}

.site-footer .footer-main {
    display: grid;
    grid-template-columns: 1.35fr 0.8fr 1fr 1.1fr;
    gap: 40px;
    padding-top: 60px;
    padding-bottom: 50px;
}

.footer-column {
    min-width: 0;
}

.footer-column h3 {
    margin: 0 0 22px;
    color: var(--color-gold);
    font-family: var(--font-primary);
    font-size: 17px;
    font-weight: 600;
}

.footer-brand .footer-logo {
    margin-bottom: 20px;
}

.footer-logo .custom-logo {
    display: block;
    width: auto;
    max-width: 210px;
    max-height: 75px;
    object-fit: contain;
}

.footer-logo > a:not(:has(img)) {
    color: var(--color-white);
    font-size: 27px;
    font-weight: 700;
}

.footer-brand > p {
    max-width: 320px;
    margin-bottom: 22px;
    color: #E0E8F0;
    font-size: 13px;
    line-height: 1.9;
}

/* Footer links */

.footer-links {
    display: flex;
    flex-direction: column;
    gap: 10px;
    margin: 0;
    padding: 0;
    list-style: none;
}

.footer-links li {
    margin: 0;
    padding: 0;
}

.footer-links a {
    color: #E0E8F0;
    font-size: 13px;
    line-height: 1.7;
    transition: color 0.2s ease;
}

.footer-links a:hover,
.footer-legal-links a:hover {
    color: var(--color-gold);
}

/* Social links */

.footer-social {
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
}

.footer-social a {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    padding: 7px 10px;
    border: 1px solid rgba(255, 255, 255, 0.25);
    border-radius: 20px;
    color: var(--color-white);
    font-size: 11px;
    transition: 0.2s ease;
}

.footer-social a:hover {
    background: var(--color-green);
    border-color: var(--color-green);
}

/* Contact details */

.footer-contact p {
    display: flex;
    flex-direction: column;
    gap: 3px;
    margin-bottom: 18px;
    color: #E0E8F0;
    font-size: 13px;
    overflow-wrap: anywhere;
}

.footer-contact-label {
    color: var(--color-gold);
    font-size: 12px;
    font-weight: 600;
}

.footer-contact p a {
    color: var(--color-white);
}

.footer-contact p a:hover {
    color: var(--color-gold);
}

/* Copyright bar */

.site-footer .footer-bottom {
    margin: 0;
    padding: 20px 0;
    border-top: 1px solid rgba(255, 255, 255, 0.2);
}

.footer-bottom-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 20px;
}

.footer-bottom-inner > p {
    margin: 0;
    color: #E0E8F0;
    font-size: 12px;
}

.footer-legal-links {
    display: flex;
    flex-wrap: wrap;
    gap: 20px;
}

.footer-legal-links a {
    color: #E0E8F0;
    font-size: 12px;
}

/* Tablet */

@media (max-width: 900px) {

    .site-footer .footer-main {
        grid-template-columns: repeat(2, minmax(0, 1fr));
        gap: 35px;
    }

    .footer-bottom-inner {
        align-items: flex-start;
        flex-direction: column;
    }
}

/* Mobile */

@media (max-width: 520px) {

    .site-footer .footer-main {
        grid-template-columns: 1fr;
        gap: 30px;
        padding-top: 40px;
        padding-bottom: 35px;
    }

    .footer-logo .custom-logo {
        max-width: 185px;
    }

    .footer-column h3 {
        margin-bottom: 14px;
    }

    .footer-bottom-inner {
        gap: 15px;
    }

    .footer-legal-links {
        flex-direction: column;
        gap: 10px;
    }
}




/* Footer logo visibility */

.footer-logo {
    display: inline-block;
    padding: 10px 14px;
    background: #FFFFFF;
    border-radius: 8px;
}

.footer-logo .custom-logo {
    display: block;
    max-width: 210px;
    max-height: 75px;
    width: auto;
    height: auto;
    object-fit: contain;
}

/* =====================================
   SIMPLE HERO SLIDER
===================================== */

.hero-slider {
    position: relative;
    overflow: hidden;
    width: 100%;
}

.hero-slider-track {
    display: flex;
    width: 100%;
    transition: transform 0.6s ease-in-out;
}

.hero-slider-slide {
    flex: 0 0 100%;
    width: 100%;
    min-width: 0;
}

/* Keep existing hero design */

.hero-slider-slide .hero-inner {
    width: min(1200px, calc(100% - 40px));
    margin-inline: auto;
}

/* Navigation arrows */

.hero-slider .hero-arrow {
    position: absolute;
    top: 50%;
    z-index: 20;
    transform: translateY(-50%);

    display: flex;
    align-items: center;
    justify-content: center;

    width: 44px;
    height: 44px;

    border: 1px solid rgba(255, 255, 255, 0.7);
    border-radius: 50%;

    background: #0A2342;
    color: #FFFFFF;

    font-size: 18px;
    cursor: pointer;

    transition: background 0.25s ease;
}

.hero-slider .hero-arrow:hover {
    background: #138A58;
}

.hero-slider .hero-arrow-prev {
    left: 18px;
}

.hero-slider .hero-arrow-next {
    right: 18px;
}

@media (max-width: 768px) {

    .hero-slider .hero-arrow {
        width: 36px;
        height: 36px;
        font-size: 15px;
    }

    .hero-slider .hero-arrow-prev {
        left: 8px;
    }

    .hero-slider .hero-arrow-next {
        right: 8px;
    }

    .hero-slider-slide .hero-inner {
        width: calc(100% - 48px);
    }

}

/* Ranjit Finserve Hero Slider - Text Visibility Fix */

.hero-slider {
    position: relative;
    overflow: hidden;
    background: #F7F8FA;
}

.hero-slider-slide {
    background: #F7F8FA;
}

.hero-slider-slide .hero-content {
    position: relative;
    z-index: 2;
}

.hero-slider-slide .hero-eyebrow {
    display: inline-block;
    color: #C89B3C;
    font-family: "Poppins", sans-serif;
    font-weight: 600;
}

.hero-slider-slide .hero-content h1 {
    color: #0A2342 !important;
    font-family: "Poppins", sans-serif;
    font-weight: 700;
}

.hero-slider-slide .hero-content p {
    color: #263445 !important;
    font-family: "Poppins", sans-serif;
}

.hero-slider-slide .hero-highlight strong {
    color: #138A58;
}

.hero-slider-slide .hero-highlight span {
    color: #263445;
}

.hero-slider-slide .hero-image img {
    display: block;
    width: 100%;
    height: auto;
}

/* Slider arrows */

.hero-slider .hero-arrow {
    z-index: 10;
    background: #0A2342;
    color: #FFFFFF;
    border: 1px solid #C89B3C;
}

.hero-slider .hero-arrow:hover {
    background: #138A58;
}

/* Hero slider text and button visibility fix */

.hero-slider-slide .hero-content h1,
.hero-slider-slide .hero-content h1 span {
    color: #0A2342 !important;
}

.hero-slider-slide .hero-buttons .button-outline {
    color: #0A2342 !important;
    border: 1px solid #0A2342 !important;
    background: transparent !important;
}

.hero-slider-slide .hero-buttons .button-outline:hover {
    background: #138A58 !important;
    border-color: #138A58 !important;
    color: #FFFFFF !important;
}

/* Fix hero heading white text */

.hero-slider-slide .hero-content h1 {
    color: #0A2342 !important;
}

.hero-slider-slide .hero-content h1 span {
    color: #0A2342 !important;
    background: transparent !important;
    -webkit-text-fill-color: #0A2342 !important;
}

/* FINAL FIX: Hero Heading Text Color */

.hero-slider .hero-slider-slide .hero-content h1,
.hero-slider .hero-slider-slide .hero-content h1 *,
.hero-slider .hero-slider-slide .hero-content h1 span,
.hero-slider .hero-slider-slide .hero-content h1 strong {
    color: #0A2342 !important;
    -webkit-text-fill-color: #0A2342 !important;
    background: none !important;
    background-image: none !important;
    opacity: 1 !important;
    visibility: visible !important;
}

/* =====================================
   HERO SECTION SPACING FIX
===================================== */

.hero-slider-slide .hero-content {
    padding-top: 25px;
    padding-bottom: 25px;
}

/* Heading spacing */
.hero-slider-slide .hero-content h1 {
    margin-top: 0;
    margin-bottom: 24px;
    line-height: 1.25;
}

/* Description spacing */
.hero-slider-slide .hero-content p {
    margin-top: 0;
    margin-bottom: 28px;
    line-height: 1.8;
}

/* Buttons spacing */
.hero-slider-slide .hero-buttons {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 16px;
    margin-top: 10px;
    margin-bottom: 35px;
}

/* Highlights spacing */
.hero-slider-slide .hero-highlights {
    display: flex;
    flex-wrap: wrap;
    gap: 28px;
    margin-top: 15px;
}

.hero-slider-slide .hero-highlight strong {
    display: block;
    margin-bottom: 8px;
}

.hero-slider-slide .hero-highlight span {
    display: block;
    line-height: 1.7;
}

/* Mobile spacing */
@media (max-width: 768px) {

    .hero-slider-slide .hero-content {
        padding-top: 20px;
        padding-bottom: 20px;
    }

    .hero-slider-slide .hero-content h1 {
        margin-bottom: 18px;
        line-height: 1.3;
    }

    .hero-slider-slide .hero-content p {
        margin-bottom: 22px;
    }

    .hero-slider-slide .hero-buttons {
        gap: 12px;
        margin-bottom: 25px;
    }

    .hero-slider-slide .hero-highlights {
        gap: 18px;
    }
}



/* ==========================================
   PREMIUM WHY CHOOSE US SECTION
========================================== */

.why-choose-section {
    position: relative;
    overflow: hidden;
    padding: 100px 0;
    background:
        radial-gradient(
            circle at 0% 15%,
            rgba(67, 136, 245, 0.07),
            transparent 30%
        ),
        radial-gradient(
            circle at 100% 90%,
            rgba(19, 138, 88, 0.07),
            transparent 30%
        ),
        linear-gradient(180deg, #FFFFFF 0%, #F4F8FC 100%);
}

/* Section Heading */

.why-choose-heading {
    max-width: 780px;
    margin: 0 auto 60px;
    text-align: center;
}

.why-choose-heading .section-eyebrow {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    padding: 9px 18px;
    margin-bottom: 18px;
    border: 1px solid rgba(19, 138, 88, 0.18);
    border-radius: 50px;
    background: #EAF7F0;
    color: #138A58;
    font-family: "Poppins", sans-serif;
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 1.8px;
}

.why-choose-heading h2 {
    margin: 0 0 18px;
    color: #0A2342;
    font-family: "Poppins", sans-serif;
    font-size: clamp(30px, 4vw, 46px);
    font-weight: 700;
    letter-spacing: -1px;
    line-height: 1.25;
}

.why-choose-heading p {
    max-width: 660px;
    margin: 0 auto;
    color: #687586;
    font-family: "Poppins", sans-serif;
    font-size: 16px;
    line-height: 1.9;
}

/* Benefits Grid */

.why-choose-grid {
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 24px;
}

/* Individual Cards */

.why-choose-card {
    position: relative;
    min-width: 0;
    padding: 32px 25px;
    overflow: hidden;
    background: rgba(255, 255, 255, 0.96);
    border: 1px solid #E6EDF5;
    border-top: 4px solid #4388F5;
    border-radius: 22px;
    box-shadow: 0 12px 35px rgba(10, 35, 66, 0.055);
    transition:
        transform 0.35s ease,
        box-shadow 0.35s ease,
        border-color 0.35s ease;
}

/* Different accent colors */

.why-choose-card:nth-child(2) {
    border-top-color: #138A58;
}

.why-choose-card:nth-child(3) {
    border-top-color: #C89B3C;
}

.why-choose-card:nth-child(4) {
    border-top-color: #8B70D6;
}

/* Decorative Background Circle */

.why-choose-card::before {
    content: "";
    position: absolute;
    top: -55px;
    right: -55px;
    width: 135px;
    height: 135px;
    border-radius: 50%;
    background: rgba(67, 136, 245, 0.045);
    pointer-events: none;
}

.why-choose-card:nth-child(2)::before {
    background: rgba(19, 138, 88, 0.055);
}

.why-choose-card:nth-child(3)::before {
    background: rgba(200, 155, 60, 0.09);
}

.why-choose-card:nth-child(4)::before {
    background: rgba(139, 112, 214, 0.07);
}

.why-choose-card:hover {
    transform: translateY(-8px);
    border-color: #D6E3F0;
    box-shadow: 0 22px 45px rgba(10, 35, 66, 0.11);
}

/* Number Badge */

.why-choose-icon {
    position: relative;
    display: flex;
    align-items: center;
    justify-content: center;
    width: 66px;
    height: 66px;
    margin-bottom: 26px;
    border-radius: 20px;
    background: linear-gradient(135deg, #69A4FF, #3478E5);
    box-shadow: 0 9px 20px rgba(52, 120, 229, 0.18);
    transition: transform 0.3s ease;
}

.why-choose-card:nth-child(2) .why-choose-icon {
    background: linear-gradient(135deg, #36BD86, #138A58);
    box-shadow: 0 9px 20px rgba(19, 138, 88, 0.17);
}

.why-choose-card:nth-child(3) .why-choose-icon {
    background: linear-gradient(135deg, #F7D98C, #C89B3C);
    box-shadow: 0 9px 20px rgba(200, 155, 60, 0.20);
}

.why-choose-card:nth-child(4) .why-choose-icon {
    background: linear-gradient(135deg, #B7A5F2, #8064D2);
    box-shadow: 0 9px 20px rgba(139, 112, 214, 0.18);
}

.why-choose-icon span {
    color: #FFFFFF;
    font-family: "Poppins", sans-serif;
    font-size: 21px;
    font-weight: 700;
}

.why-choose-card:nth-child(3) .why-choose-icon span {
    color: #0A2342;
}

.why-choose-card:hover .why-choose-icon {
    transform: scale(1.07) rotate(-3deg);
}

/* Card Text */

.why-choose-card h3 {
    position: relative;
    margin: 0 0 13px;
    color: #0A2342;
    font-family: "Poppins", sans-serif;
    font-size: 18px;
    font-weight: 700;
    line-height: 1.55;
}

.why-choose-card p {
    position: relative;
    margin: 0;
    color: #687586;
    font-family: "Poppins", sans-serif;
    font-size: 14px;
    line-height: 1.9;
}

/* Bottom CTA */

.why-choose-cta {
    position: relative;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 25px;
    margin-top: 45px;
    padding: 34px 38px;
    overflow: hidden;
    border: 1px solid #DDE9F4;
    border-radius: 24px;
    background:
        radial-gradient(
            circle at 100% 0%,
            rgba(200, 155, 60, 0.17),
            transparent 35%
        ),
        linear-gradient(115deg, #EAF3FF 0%, #F1FAF5 100%);
    box-shadow: 0 12px 30px rgba(10, 35, 66, 0.045);
}

.why-choose-cta p {
    margin: 0;
    color: #0A2342;
    font-family: "Poppins", sans-serif;
    font-size: 19px;
    font-weight: 600;
    line-height: 1.6;
}

.why-choose-cta .button {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    padding: 15px 25px;
    border: 0;
    border-radius: 50px;
    background: linear-gradient(135deg, #138A58, #087548);
    box-shadow: 0 8px 18px rgba(19, 138, 88, 0.20);
    color: #FFFFFF;
    font-family: "Poppins", sans-serif;
    font-size: 14px;
    font-weight: 600;
    text-decoration: none;
    transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.why-choose-cta .button:hover {
    transform: translateY(-3px);
    box-shadow: 0 12px 24px rgba(19, 138, 88, 0.27);
    background: linear-gradient(135deg, #087548, #065E3A);
    color: #FFFFFF;
}

/* Tablet */

@media (max-width: 1100px) {
    .why-choose-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
        gap: 22px;
    }
}

@media (max-width: 991px) {
    .why-choose-section {
        padding: 75px 0;
    }

    .why-choose-heading {
        margin-bottom: 42px;
    }

    .why-choose-cta {
        padding: 30px;
    }
}

/* Mobile */

@media (max-width: 600px) {
    .why-choose-section {
        padding: 55px 0;
    }

    .why-choose-heading {
        margin-bottom: 32px;
    }

    .why-choose-heading h2 {
        letter-spacing: -0.5px;
    }

    .why-choose-heading p {
        font-size: 14px;
    }

    .why-choose-grid {
        grid-template-columns: 1fr;
        gap: 20px;
    }

    .why-choose-card {
        padding: 28px 24px;
        border-radius: 20px;
    }

    .why-choose-icon {
        width: 62px;
        height: 62px;
        margin-bottom: 22px;
        border-radius: 18px;
    }

    .why-choose-card h3 {
        font-size: 18px;
    }

    .why-choose-cta {
        flex-direction: column;
        align-items: flex-start;
        gap: 22px;
        margin-top: 30px;
        padding: 26px 23px;
        border-radius: 20px;
    }

    .why-choose-cta p {
        font-size: 17px;
    }

    .why-choose-cta .button {
        white-space: normal;
    }
}



/* ==========================================
   PREMIUM HOW IT WORKS SECTION
========================================== */

.how-it-works-section {
    position: relative;
    overflow: hidden;
    padding: 100px 0;
    background:
        radial-gradient(
            circle at 5% 10%,
            rgba(19, 138, 88, 0.07),
            transparent 28%
        ),
        radial-gradient(
            circle at 95% 85%,
            rgba(200, 155, 60, 0.10),
            transparent 28%
        ),
        linear-gradient(180deg, #FFFFFF 0%, #F4F8FC 100%);
}

/* Heading */

.how-it-works-heading {
    max-width: 760px;
    margin: 0 auto 65px;
    text-align: center;
}

.how-it-works-heading .section-eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 9px 18px;
    margin-bottom: 18px;
    border: 1px solid rgba(19, 138, 88, 0.18);
    border-radius: 50px;
    background: #EAF7F0;
    color: #138A58;
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 1.8px;
}

.how-it-works-heading h2 {
    margin: 0 0 18px;
    color: #0A2342;
    font-family: "Poppins", sans-serif;
    font-size: clamp(30px, 4vw, 46px);
    font-weight: 700;
    letter-spacing: -1.2px;
    line-height: 1.25;
}

.how-it-works-heading p {
    max-width: 650px;
    margin: 0 auto;
    color: #687586;
    font-family: "Poppins", sans-serif;
    font-size: 16px;
    line-height: 1.9;
}

/* Three-column layout */

.how-it-works-grid {
    position: relative;
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 28px;
}

/* Connector behind the cards */

.how-it-works-grid::before {
    content: "";
    position: absolute;
    top: 61px;
    left: 20%;
    right: 20%;
    border-top: 2px dashed rgba(10, 35, 66, 0.17);
    pointer-events: none;
}

/* Cards */

.how-step-card {
    position: relative;
    z-index: 1;
    min-width: 0;
    padding: 38px 30px 35px;
    overflow: hidden;
    background: rgba(255, 255, 255, 0.96);
    border: 1px solid #E6EDF5;
    border-radius: 24px;
    box-shadow: 0 12px 35px rgba(10, 35, 66, 0.055);
    transition:
        transform 0.35s ease,
        box-shadow 0.35s ease,
        border-color 0.35s ease;
}

/* Soft decorative circle */

.how-step-card::before {
    content: "";
    position: absolute;
    top: -65px;
    right: -65px;
    width: 155px;
    height: 155px;
    border-radius: 50%;
    background: rgba(10, 35, 66, 0.035);
    pointer-events: none;
}

.how-step-card:nth-child(1) {
    border-top: 4px solid #4388F5;
}

.how-step-card:nth-child(2) {
    border-top: 4px solid #138A58;
    transform: translateY(-14px);
}

.how-step-card:nth-child(3) {
    border-top: 4px solid #C89B3C;
}

.how-step-card:hover {
    transform: translateY(-9px);
    border-color: #D5E3F1;
    box-shadow: 0 22px 48px rgba(10, 35, 66, 0.12);
}

.how-step-card:nth-child(2):hover {
    transform: translateY(-20px);
}

/* Step number */

.how-step-number {
    position: absolute;
    top: 23px;
    right: 25px;
    color: #E5EBF2;
    font-family: "Poppins", sans-serif;
    font-size: 36px;
    font-weight: 700;
    line-height: 1;
}

/* Icon containers */

.how-step-icon {
    position: relative;
    display: flex;
    align-items: center;
    justify-content: center;
    width: 76px;
    height: 76px;
    margin-bottom: 30px;
    border: 1px solid rgba(255, 255, 255, 0.8);
    border-radius: 22px;
    box-shadow: 0 10px 22px rgba(10, 35, 66, 0.10);
    transition: transform 0.3s ease;
}

.how-step-card:nth-child(1) .how-step-icon {
    color: #FFFFFF;
    background: linear-gradient(135deg, #69A4FF, #3478E5);
}

.how-step-card:nth-child(2) .how-step-icon {
    color: #FFFFFF;
    background: linear-gradient(135deg, #36BD86, #138A58);
}

.how-step-card:nth-child(3) .how-step-icon {
    color: #0A2342;
    background: linear-gradient(135deg, #F7D98C, #C89B3C);
}

.how-step-card:hover .how-step-icon {
    transform: scale(1.07) rotate(-3deg);
}

.how-step-icon svg {
    display: block;
    width: 35px;
    height: 35px;
}

/* Card content */

.how-step-card h3 {
    position: relative;
    margin: 0 0 15px;
    color: #0A2342;
    font-family: "Poppins", sans-serif;
    font-size: 20px;
    font-weight: 700;
    line-height: 1.5;
}

.how-step-card p {
    position: relative;
    margin: 0;
    color: #687586;
    font-family: "Poppins", sans-serif;
    font-size: 14px;
    line-height: 1.95;
}

/* CTA banner */

.how-it-works-cta {
    position: relative;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 28px;
    margin-top: 50px;
    padding: 35px 40px;
    overflow: hidden;
    border: 1px solid #DDE9F4;
    border-radius: 24px;
    background:
        radial-gradient(
            circle at 100% 0%,
            rgba(200, 155, 60, 0.16),
            transparent 35%
        ),
        linear-gradient(115deg, #EAF3FF 0%, #F4FAF7 100%);
    box-shadow: 0 12px 30px rgba(10, 35, 66, 0.045);
}

.how-it-works-cta h3 {
    margin: 0 0 9px;
    color: #0A2342;
    font-family: "Poppins", sans-serif;
    font-size: 21px;
    font-weight: 700;
    line-height: 1.5;
}

.how-it-works-cta p {
    margin: 0;
    color: #687586;
    font-family: "Poppins", sans-serif;
    font-size: 14px;
    line-height: 1.8;
}

/* CTA button */

.how-it-works-cta .button {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    flex-shrink: 0;
    padding: 15px 25px;
    border: 0;
    border-radius: 50px;
    background: linear-gradient(135deg, #138A58, #087548);
    box-shadow: 0 8px 18px rgba(19, 138, 88, 0.20);
    color: #FFFFFF;
    font-family: "Poppins", sans-serif;
    font-size: 14px;
    font-weight: 600;
    text-decoration: none;
    transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.how-it-works-cta .button:hover {
    transform: translateY(-3px);
    box-shadow: 0 12px 24px rgba(19, 138, 88, 0.27);
    background: linear-gradient(135deg, #087548, #065E3A);
    color: #FFFFFF;
}

/* Tablet */

@media (max-width: 991px) {
    .how-it-works-section {
        padding: 75px 0;
    }

    .how-it-works-heading {
        margin-bottom: 45px;
    }

    .how-it-works-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
        gap: 22px;
    }

    .how-it-works-grid::before {
        display: none;
    }

    .how-step-card:nth-child(2) {
        transform: none;
    }

    .how-step-card:nth-child(2):hover {
        transform: translateY(-9px);
    }

    .how-it-works-cta {
        padding: 30px;
    }
}

/* Mobile */

@media (max-width: 600px) {
    .how-it-works-section {
        padding: 55px 0;
    }

    .how-it-works-heading {
        margin-bottom: 32px;
    }

    .how-it-works-heading h2 {
        letter-spacing: -0.5px;
    }

    .how-it-works-heading p {
        font-size: 14px;
    }

    .how-it-works-grid {
        grid-template-columns: 1fr;
        gap: 20px;
    }

    .how-step-card,
    .how-step-card:nth-child(2) {
        padding: 30px 25px;
        border-radius: 20px;
        transform: none;
    }

    .how-step-card:hover,
    .how-step-card:nth-child(2):hover {
        transform: translateY(-5px);
    }

    .how-step-icon {
        width: 66px;
        height: 66px;
        margin-bottom: 24px;
        border-radius: 19px;
    }

    .how-step-icon svg {
        width: 30px;
        height: 30px;
    }

    .how-step-card h3 {
        font-size: 18px;
    }

    .how-it-works-cta {
        flex-direction: column;
        align-items: flex-start;
        gap: 22px;
        margin-top: 30px;
        padding: 26px 23px;
        border-radius: 20px;
    }

    .how-it-works-cta h3 {
        font-size: 18px;
    }

    .how-it-works-cta .button {
        white-space: normal;
    }
}


/* ==========================================
   CUSTOMER TESTIMONIALS CARD SLIDER
========================================== */

.testimonials-section {
    position: relative;
    overflow: hidden;
    padding: 95px 0;
    background:
        radial-gradient(
            circle at 0% 10%,
            rgba(67, 136, 245, 0.07),
            transparent 28%
        ),
        radial-gradient(
            circle at 100% 90%,
            rgba(19, 138, 88, 0.07),
            transparent 28%
        ),
        linear-gradient(180deg, #FFFFFF 0%, #F5F8FC 100%);
}

/* Heading */

.testimonials-header {
    display: flex;
    align-items: flex-end;
    justify-content: space-between;
    gap: 30px;
    margin-bottom: 42px;
}

.testimonials-heading-content {
    max-width: 720px;
}

.testimonials-eyebrow {
    display: inline-block;
    padding: 9px 17px;
    margin-bottom: 17px;
    border: 1px solid #D8EEE1;
    border-radius: 50px;
    background: #EAF7F0;
    color: #138A58;
    font-family: "Poppins", sans-serif;
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 1.7px;
}

.testimonials-heading-content h2 {
    margin: 0 0 14px;
    color: #0A2342;
    font-family: "Poppins", sans-serif;
    font-size: clamp(30px, 4vw, 44px);
    font-weight: 700;
    letter-spacing: -0.8px;
    line-height: 1.3;
}

.testimonials-heading-content p {
    max-width: 650px;
    margin: 0;
    color: #687586;
    font-family: "Poppins", sans-serif;
    font-size: 15px;
    line-height: 1.9;
}

/* Navigation */

.testimonials-navigation {
    display: flex;
    flex-shrink: 0;
    gap: 12px;
}

.testimonial-arrow {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 49px;
    height: 49px;
    padding: 0;
    border: 1px solid #DCE5EF;
    border-radius: 50%;
    background: #FFFFFF;
    color: #0A2342;
    font-size: 23px;
    cursor: pointer;
    box-shadow: 0 5px 15px rgba(10, 35, 66, 0.06);
    transition:
        background 0.3s ease,
        color 0.3s ease,
        transform 0.3s ease,
        border-color 0.3s ease;
}

.testimonial-arrow:hover {
    transform: translateY(-3px);
    border-color: #138A58;
    background: #138A58;
    color: #FFFFFF;
}

.testimonial-arrow:focus-visible {
    outline: 3px solid rgba(19, 138, 88, 0.35);
    outline-offset: 3px;
}

/* Slider viewport */

.testimonials-slider {
    width: 100%;
    overflow: hidden;
    padding: 8px 2px 24px;
}

.testimonials-track {
    display: flex;
    align-items: stretch;
    gap: 24px;
    transition: transform 0.55s cubic-bezier(0.22, 1, 0.36, 1);
    will-change: transform;
}

/* Cards */

.testimonial-card {
    position: relative;
    display: flex;
    flex: 0 0 calc((100% - 48px) / 3);
    flex-direction: column;
    min-width: 0;
    padding: 28px;
    overflow: hidden;
    border: 1px solid #E5EBF3;
    border-radius: 22px;
    background: #FFFFFF;
    box-shadow: 0 12px 30px rgba(10, 35, 66, 0.055);
    transition:
        transform 0.3s ease,
        box-shadow 0.3s ease,
        border-color 0.3s ease;
}

.testimonial-card::before {
    content: "";
    position: absolute;
    top: -55px;
    right: -55px;
    width: 130px;
    height: 130px;
    border-radius: 50%;
    background: rgba(67, 136, 245, 0.045);
    pointer-events: none;
}

.testimonial-card:hover {
    transform: translateY(-6px);
    border-color: #D6E4F0;
    box-shadow: 0 20px 40px rgba(10, 35, 66, 0.10);
}

/* Card top */

.testimonial-card-top {
    position: relative;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 12px;
    margin-bottom: 20px;
}

.testimonial-quote-mark {
    color: #C89B3C;
    font-family: Georgia, serif;
    font-size: 66px;
    font-weight: 700;
    line-height: 0.8;
}

.testimonial-service-badge {
    display: inline-block;
    padding: 8px 12px;
    border-radius: 50px;
    background: #EAF3FF;
    color: #3478E5;
    font-family: "Poppins", sans-serif;
    font-size: 11px;
    font-weight: 600;
}

.testimonial-service-badge.badge-green {
    background: #EAF7F0;
    color: #138A58;
}

.testimonial-service-badge.badge-gold {
    background: #FFF5DD;
    color: #946B12;
}

/* Rating */

.testimonial-stars {
    margin-bottom: 17px;
    color: #D9A62E;
    font-size: 19px;
    letter-spacing: 3px;
    line-height: 1.5;
}

/* Review */

.testimonial-review {
    position: relative;
    flex: 1;
    margin: 0 0 25px;
    color: #526174;
    font-family: "Poppins", sans-serif;
    font-size: 14px;
    line-height: 1.95;
}

/* Profile */

.testimonial-profile {
    display: flex;
    align-items: center;
    gap: 13px;
    padding-top: 21px;
    border-top: 1px solid #E9EEF4;
}

.testimonial-avatar {
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    width: 48px;
    height: 48px;
    border: 2px solid #FFFFFF;
    border-radius: 50%;
    font-family: "Poppins", sans-serif;
    font-size: 19px;
    font-weight: 700;
    box-shadow: 0 0 0 1px #E5EBF3;
}

.testimonial-avatar.avatar-blue {
    background: #EAF3FF;
    color: #3478E5;
}

.testimonial-avatar.avatar-green {
    background: #EAF7F0;
    color: #138A58;
}

.testimonial-avatar.avatar-gold {
    background: #FFF5DD;
    color: #946B12;
}

.testimonial-profile-info {
    min-width: 0;
}

.testimonial-profile-info h3 {
    margin: 0 0 5px;
    color: #0A2342;
    font-family: "Poppins", sans-serif;
    font-size: 13px;
    font-weight: 700;
    line-height: 1.5;
}

.testimonial-profile-info span {
    display: block;
    color: #8793A3;
    font-family: "Poppins", sans-serif;
    font-size: 11px;
    line-height: 1.5;
}

/* Footer and pagination */

.testimonials-footer {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 20px;
    padding-top: 8px;
}

.testimonial-pagination {
    display: flex;
    align-items: center;
    gap: 8px;
}

.testimonial-dot {
    display: block;
    width: 8px;
    height: 8px;
    border-radius: 20px;
    background: #D6DFE9;
    transition: width 0.3s ease, background 0.3s ease;
}

.testimonial-dot.active {
    width: 26px;
    background: #138A58;
}

.testimonial-slider-label {
    color: #8793A3;
    font-family: "Poppins", sans-serif;
    font-size: 12px;
}

/* Tablet */

@media (max-width: 991px) {
    .testimonials-section {
        padding: 75px 0;
    }

    .testimonial-card {
        flex-basis: calc((100% - 24px) / 2);
    }

    .testimonials-header {
        align-items: flex-end;
    }
}

/* Mobile */

@media (max-width: 600px) {
    .testimonials-section {
        padding: 55px 0;
    }

    .testimonials-header {
        align-items: flex-start;
        flex-direction: column;
        gap: 24px;
        margin-bottom: 28px;
    }

    .testimonials-heading-content h2 {
        font-size: 30px;
        letter-spacing: -0.5px;
    }

    .testimonials-heading-content p {
        font-size: 14px;
    }

    .testimonial-card {
        flex-basis: 100%;
        padding: 25px;
        border-radius: 19px;
    }

    .testimonial-arrow {
        width: 44px;
        height: 44px;
    }

    .testimonials-track {
        gap: 16px;
    }

    .testimonials-footer {
        align-items: flex-start;
        flex-direction: column;
        gap: 14px;
    }
}

/* Reduced motion accessibility */

@media (prefers-reduced-motion: reduce) {
    .testimonials-track,
    .testimonial-card,
    .testimonial-arrow {
        transition: none;
    }
}

/* =====================================
   TESTIMONIAL SECTION - ALIGNMENT FIX
===================================== */

.testimonials-section {
    width: 100%;
    padding: 80px 0;
    background: #ffffff;
    box-sizing: border-box;
}

.testimonials-section .container {
    max-width: 1200px;
    width: 90%;
    margin: 0 auto;
}

/* Heading and arrows alignment */
.testimonials-header {
    display: flex;
    justify-content: space-between;
    align-items: flex-end;
    gap: 40px;
    margin-bottom: 45px;
}

/* Left heading content */
.testimonials-heading {
    flex: 1;
    min-width: 0;
    text-align: left;
}

.testimonials-heading h2 {
    margin: 20px 0 16px;
    color: #0A2342;
    font-size: clamp(32px, 3.5vw, 44px);
    line-height: 1.2;
    font-weight: 700;
}

.testimonials-heading p {
    max-width: 680px;
    margin: 0;
    color: #64748b;
    font-size: 16px;
    line-height: 1.9;
}

/* Navigation arrows */
.testimonials-nav {
    display: flex;
    align-items: center;
    justify-content: flex-end;
    gap: 14px;
    flex-shrink: 0;
    padding-bottom: 5px;
}

.testimonials-nav button {
    width: 50px;
    height: 50px;
    border: 1px solid #dbe5ef;
    border-radius: 50%;
    background: #ffffff;
    color: #0A2342;
    font-size: 24px;
    display: flex;
    align-items: center;
    justify-content: center;
    cursor: pointer;
    box-shadow: 0 5px 18px rgba(10, 35, 66, 0.06);
    transition: all 0.3s ease;
}

.testimonials-nav button:hover {
    background: #0A2342;
    color: #ffffff;
    border-color: #0A2342;
    transform: translateY(-3px);
}

/* Space between heading and testimonial cards */
.testimonials-slider {
    width: 100%;
    margin-top: 0;
    overflow: hidden;
}

.testimonials-track {
    display: flex;
    gap: 24px;
    align-items: stretch;
}

.testimonial-card {
    box-sizing: border-box;
}

/* Pagination spacing */
.testimonial-pagination {
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 10px;
    margin-top: 32px;
}

/* Responsive layout */
@media (max-width: 768px) {
    .testimonials-section {
        padding: 55px 0;
    }

    .testimonials-header {
        flex-direction: column;
        align-items: flex-start;
        gap: 24px;
        margin-bottom: 30px;
    }

    .testimonials-heading h2 {
        font-size: 32px;
        margin-top: 16px;
    }

    .testimonials-heading p {
        font-size: 15px;
        line-height: 1.8;
    }

    .testimonials-nav {
        justify-content: flex-start;
    }

    .testimonials-nav button {
        width: 44px;
        height: 44px;
    }
}

@media (max-width: 480px) {
    .testimonials-section .container {
        width: 92%;
    }

    .testimonials-heading h2 {
        font-size: 28px;
    }

    .testimonials-track {
        gap: 16px;
    }
}

/* =========================================
   FINANCIAL INSIGHTS SECTION
========================================= */

.financial-insights-section {
    padding: 90px 0;
    background: linear-gradient(
        180deg,
        #ffffff 0%,
        #f7f9fc 100%
    );
    overflow: hidden;
}

.financial-insights-section .container {
    width: 90%;
    max-width: 1200px;
    margin: 0 auto;
}

/* Header */

.financial-insights-header {
    display: flex;
    justify-content: space-between;
    align-items: flex-end;
    gap: 35px;
    margin-bottom: 45px;
}

.financial-insights-heading {
    flex: 1;
}

.insights-label {
    display: inline-block;
    padding: 11px 19px;
    border-radius: 30px;
    background: #e6f7ef;
    color: #138a58;
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 1.4px;
}

.financial-insights-heading h2 {
    margin: 20px 0 16px;
    color: #0a2342;
    font-family: 'Poppins', sans-serif;
    font-size: clamp(30px, 3.4vw, 43px);
    font-weight: 700;
    line-height: 1.25;
}

.financial-insights-heading h2 span {
    color: #138a58;
}

.financial-insights-heading p {
    max-width: 690px;
    margin: 0;
    color: #64748b;
    font-size: 15px;
    line-height: 1.9;
}

/* View All Button */

.insights-view-all {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 13px;
    flex-shrink: 0;
    padding: 14px 21px;
    border: 1px solid #dce7f0;
    border-radius: 10px;
    background: #ffffff;
    color: #0a2342;
    font-size: 14px;
    font-weight: 600;
    text-decoration: none;
    box-shadow: 0 5px 18px rgba(10, 35, 66, 0.05);
    transition: all 0.3s ease;
}

.insights-view-all span {
    font-size: 20px;
    transition: transform 0.3s ease;
}

.insights-view-all:hover {
    background: #0a2342;
    border-color: #0a2342;
    color: #ffffff;
    transform: translateY(-3px);
}

.insights-view-all:hover span {
    transform: translateX(4px);
}

/* Blog Grid */

.financial-insights-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 28px;
    align-items: stretch;
}

/* Blog Card */

.insight-card {
    min-width: 0;
    overflow: hidden;
    border: 1px solid #e8edf3;
    border-radius: 20px;
    background: #ffffff;
    box-shadow: 0 8px 30px rgba(10, 35, 66, 0.055);
    transition: transform 0.35s ease,
                box-shadow 0.35s ease;
}

.insight-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 18px 40px rgba(10, 35, 66, 0.12);
}

/* Image */

.insight-image {
    position: relative;
    display: block;
    height: 235px;
    overflow: hidden;
    background: #eaf0f7;
    text-decoration: none;
}

.insight-image img {
    display: block;
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: transform 0.5s ease;
}

.insight-card:hover .insight-image img {
    transform: scale(1.06);
}

.insight-image-placeholder {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 100%;
    height: 100%;
    background: linear-gradient(
        135deg,
        #e8f2ff,
        #e6f7ef,
        #fff5df
    );
    color: #0a2342;
    font-size: 20px;
    font-weight: 700;
}

/* Category Badge */

.insight-category {
    position: absolute;
    left: 18px;
    bottom: 18px;
    max-width: calc(100% - 36px);
    padding: 9px 13px;
    border-radius: 7px;
    background: #ffffff;
    color: #138a58;
    font-size: 11px;
    font-weight: 700;
    box-shadow: 0 4px 15px rgba(10, 35, 66, 0.08);
}

/* Card Content */

.insight-content {
    padding: 25px;
}

.insight-meta {
    display: flex;
    align-items: center;
    flex-wrap: wrap;
    gap: 10px;
    color: #8491a3;
    font-size: 12px;
}

.insight-meta-dot {
    width: 4px;
    height: 4px;
    border-radius: 50%;
    background: #c89b3c;
}

.insight-content h3 {
    margin: 17px 0 12px;
    font-family: 'Poppins', sans-serif;
    font-size: 19px;
    font-weight: 700;
    line-height: 1.55;
}

.insight-content h3 a {
    color: #0a2342;
    text-decoration: none;
    transition: color 0.3s ease;
}

.insight-content h3 a:hover {
    color: #138a58;
}

.insight-content p {
    margin: 0 0 20px;
    color: #64748b;
    font-size: 14px;
    line-height: 1.85;
}

.insight-read-more {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    color: #138a58;
    font-size: 14px;
    font-weight: 700;
    text-decoration: none;
}

.insight-read-more span {
    font-size: 19px;
    transition: transform 0.3s ease;
}

.insight-read-more:hover span {
    transform: translateX(5px);
}

/* Empty State */

.insights-empty-state {
    grid-column: 1 / -1;
    padding: 45px 25px;
    border: 1px dashed #cbd8e5;
    border-radius: 16px;
    background: #ffffff;
    text-align: center;
}

.insights-empty-state h3 {
    color: #0a2342;
}

.insights-empty-state p {
    color: #64748b;
    line-height: 1.8;
}

/* Tablet */

@media (max-width: 991px) {
    .financial-insights-section {
        padding: 70px 0;
    }

    .financial-insights-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
        gap: 22px;
    }

    .financial-insights-header {
        align-items: flex-start;
    }

    .insight-image {
        height: 220px;
    }
}

/* Mobile */

@media (max-width: 600px) {
    .financial-insights-section {
        padding: 55px 0;
    }

    .financial-insights-section .container {
        width: 92%;
    }

    .financial-insights-header {
        flex-direction: column;
        align-items: flex-start;
        gap: 22px;
        margin-bottom: 30px;
    }

    .financial-insights-heading h2 {
        font-size: 29px;
        margin-top: 16px;
    }

    .financial-insights-heading p {
        font-size: 14px;
    }

    .financial-insights-grid {
        grid-template-columns: 1fr;
        gap: 24px;
    }

    .insight-image {
        height: 230px;
    }

    .insight-content {
        padding: 22px;
    }

    .insight-content h3 {
        font-size: 18px;
    }
}

/* =========================================
   FAQ SECTION - RANJIT FINSERVE
========================================= */

.faq-section {
    padding: 90px 0;
    background: linear-gradient(
        135deg,
        #f7f9fc 0%,
        #ffffff 55%,
        #f0faf5 100%
    );
}

.faq-section .container {
    width: 90%;
    max-width: 1200px;
    margin: 0 auto;
}

.faq-layout {
    display: grid;
    grid-template-columns: 0.85fr 1.15fr;
    gap: 65px;
    align-items: start;
}

/* Left Content */

.faq-intro {
    padding-top: 10px;
}

.faq-label {
    display: inline-block;
    padding: 10px 17px;
    border: 1px solid #ccefe0;
    border-radius: 30px;
    background: #e6f7ef;
    color: #138a58;
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 1.3px;
}

.faq-intro h2 {
    margin: 22px 0 18px;
    color: #0a2342;
    font-family: 'Poppins', sans-serif;
    font-size: clamp(30px, 3.2vw, 42px);
    font-weight: 700;
    line-height: 1.3;
}

.faq-intro h2 span {
    color: #138a58;
}

.faq-intro > p {
    margin: 0;
    color: #64748b;
    font-size: 15px;
    line-height: 1.9;
}

/* Help Card */

.faq-help-card {
    display: flex;
    align-items: center;
    gap: 16px;
    margin-top: 30px;
    padding: 20px;
    border: 1px solid #e5edf3;
    border-radius: 15px;
    background: #ffffff;
    box-shadow: 0 8px 25px rgba(10, 35, 66, 0.05);
}

.faq-help-icon {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 48px;
    height: 48px;
    flex-shrink: 0;
    border-radius: 14px;
    background: linear-gradient(135deg, #138a58, #45b887);
    color: #ffffff;
    font-size: 25px;
    font-weight: 700;
}

.faq-help-card h3 {
    margin: 0 0 5px;
    color: #0a2342;
    font-size: 15px;
    font-weight: 700;
}

.faq-help-card p {
    margin: 0;
    color: #64748b;
    font-size: 13px;
    line-height: 1.7;
}

/* Contact Button */

.faq-contact-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 15px;
    margin-top: 25px;
    padding: 15px 23px;
    border-radius: 10px;
    background: #0a2342;
    color: #ffffff;
    font-size: 14px;
    font-weight: 600;
    text-decoration: none;
    transition: all 0.3s ease;
}

.faq-contact-btn span {
    font-size: 20px;
    transition: transform 0.3s ease;
}

.faq-contact-btn:hover {
    background: #138a58;
    color: #ffffff;
    transform: translateY(-3px);
}

.faq-contact-btn:hover span {
    transform: translateX(4px);
}

/* FAQ List */

.faq-list {
    display: flex;
    flex-direction: column;
    gap: 15px;
}

.faq-item {
    overflow: hidden;
    border: 1px solid #e4ebf2;
    border-radius: 14px;
    background: #ffffff;
    box-shadow: 0 5px 20px rgba(10, 35, 66, 0.04);
    transition: border-color 0.3s ease,
                box-shadow 0.3s ease;
}

.faq-item:hover,
.faq-item.active {
    border-color: #b8e5d0;
    box-shadow: 0 9px 28px rgba(10, 35, 66, 0.07);
}

/* Question Button */

.faq-question {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 20px;
    width: 100%;
    padding: 22px 24px;
    border: none;
    background: transparent;
    color: #0a2342;
    font-family: 'Poppins', sans-serif;
    font-size: 15px;
    font-weight: 600;
    line-height: 1.7;
    text-align: left;
    cursor: pointer;
}

.faq-toggle {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 32px;
    height: 32px;
    flex-shrink: 0;
    border-radius: 50%;
    background: #edf7f1;
    color: #138a58;
    font-size: 22px;
    line-height: 1;
    transition: all 0.3s ease;
}

.faq-item.active .faq-toggle {
    background: #138a58;
    color: #ffffff;
}

/* Answer */

.faq-answer {
    display: none;
    padding: 0 24px 23px;
}

.faq-item.active .faq-answer {
    display: block;
}

.faq-answer p {
    margin: 0;
    padding-top: 2px;
    color: #64748b;
    font-size: 14px;
    line-height: 1.9;
}

/* Tablet */

@media (max-width: 991px) {
    .faq-section {
        padding: 70px 0;
    }

    .faq-layout {
        grid-template-columns: 1fr;
        gap: 40px;
    }

    .faq-intro {
        max-width: 700px;
    }
}

/* Mobile */

@media (max-width: 600px) {
    .faq-section {
        padding: 55px 0;
    }

    .faq-section .container {
        width: 92%;
    }

    .faq-layout {
        gap: 30px;
    }

    .faq-intro h2 {
        font-size: 29px;
    }

    .faq-intro > p {
        font-size: 14px;
    }

    .faq-help-card {
        padding: 16px;
    }

    .faq-question {
        padding: 18px;
        gap: 12px;
        font-size: 14px;
    }

    .faq-answer {
        padding: 0 18px 20px;
    }

    .faq-answer p {
        font-size: 13px;
    }

    .faq-list {
        gap: 12px;
    }
}

/* =========================================
   FINAL CONTACT CTA SECTION
   RANJIT FINSERVE
========================================= */

.final-cta-section {
    padding: 75px 0;
    background: #ffffff;
    overflow: hidden;
}

.final-cta-section .container {
    width: 90%;
    max-width: 1200px;
    margin: 0 auto;
}

.final-cta-card {
    position: relative;
    display: grid;
    grid-template-columns: 1.2fr 0.8fr;
    align-items: center;
    gap: 40px;
    min-height: 420px;
    padding: 65px;
    overflow: hidden;
    border-radius: 28px;
    background: linear-gradient(
        120deg,
        #0a2342 0%,
        #12385b 58%,
        #174b50 100%
    );
    box-shadow: 0 22px 55px rgba(10, 35, 66, 0.16);
}

/* Decorative Background */

.final-cta-decoration {
    position: absolute;
    border: 1px solid rgba(255, 255, 255, 0.08);
    border-radius: 50%;
    pointer-events: none;
}

.final-cta-decoration-one {
    width: 420px;
    height: 420px;
    top: -240px;
    right: 10%;
}

.final-cta-decoration-two {
    width: 300px;
    height: 300px;
    bottom: -220px;
    left: 35%;
}

/* Left Content */

.final-cta-content {
    position: relative;
    z-index: 2;
}

.final-cta-label {
    display: inline-block;
    padding: 10px 16px;
    border: 1px solid rgba(200, 155, 60, 0.45);
    border-radius: 30px;
    background: rgba(200, 155, 60, 0.12);
    color: #e9c778;
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 1.3px;
    line-height: 1.7;
}

.final-cta-content h2 {
    max-width: 650px;
    margin: 24px 0 18px;
    color: #ffffff;
    font-family: 'Poppins', sans-serif;
    font-size: clamp(30px, 3.5vw, 44px);
    font-weight: 700;
    line-height: 1.3;
}

.final-cta-content h2 span {
    color: #e4bd68;
}

.final-cta-content > p {
    max-width: 590px;
    margin: 0;
    color: #d3deea;
    font-size: 15px;
    line-height: 1.9;
}

/* Buttons */

.final-cta-buttons {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 15px;
    margin-top: 30px;
}

.final-cta-primary,
.final-cta-secondary {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 13px;
    min-height: 52px;
    padding: 14px 22px;
    border-radius: 10px;
    font-family: 'Poppins', sans-serif;
    font-size: 14px;
    font-weight: 600;
    text-decoration: none;
    transition: all 0.3s ease;
}

.final-cta-primary {
    background: #138a58;
    color: #ffffff;
    box-shadow: 0 8px 22px rgba(19, 138, 88, 0.25);
}

.final-cta-primary span {
    font-size: 20px;
    transition: transform 0.3s ease;
}

.final-cta-primary:hover {
    background: #19a36a;
    color: #ffffff;
    transform: translateY(-3px);
}

.final-cta-primary:hover span {
    transform: translateX(4px);
}

.final-cta-secondary {
    border: 1px solid rgba(255, 255, 255, 0.35);
    background: transparent;
    color: #ffffff;
}

.final-cta-secondary:hover {
    border-color: #e4bd68;
    background: rgba(255, 255, 255, 0.08);
    color: #e4bd68;
}

/* Trust Message */

.final-cta-trust {
    display: flex;
    align-items: center;
    gap: 10px;
    margin-top: 25px;
    color: #d3deea;
    font-size: 12px;
    line-height: 1.7;
}

.final-cta-trust-icon {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 22px;
    height: 22px;
    flex-shrink: 0;
    border-radius: 50%;
    background: rgba(19, 138, 88, 0.25);
    color: #76e0ae;
    font-size: 13px;
    font-weight: 700;
}

/* Right Visual */

.final-cta-visual {
    position: relative;
    display: flex;
    align-items: center;
    justify-content: center;
    min-height: 290px;
    z-index: 1;
}

.cta-orbit {
    position: absolute;
    border: 1px solid rgba(255, 255, 255, 0.12);
    border-radius: 50%;
}

.cta-orbit-one {
    width: 300px;
    height: 300px;
}

.cta-orbit-two {
    width: 220px;
    height: 220px;
    border-color: rgba(200, 155, 60, 0.28);
}

/* Finance Card */

.cta-finance-card {
    position: relative;
    z-index: 2;
    width: 260px;
    padding: 30px 25px;
    border: 1px solid rgba(255, 255, 255, 0.7);
    border-radius: 22px;
    background: linear-gradient(
        145deg,
        rgba(255, 255, 255, 0.98),
        rgba(240, 248, 245, 0.96)
    );
    text-align: center;
    box-shadow: 0 20px 50px rgba(0, 0, 0, 0.2);
    transform: rotate(-3deg);
    transition: transform 0.35s ease;
}

.final-cta-card:hover .cta-finance-card {
    transform: rotate(0deg) translateY(-5px);
}

.cta-finance-icon {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 88px;
    height: 88px;
    margin: 0 auto 16px;
    border-radius: 22px;
    background: linear-gradient(
        135deg,
        #e9f5ef,
        #fff4dd
    );
}

.cta-finance-card h3 {
    margin: 0 0 9px;
    color: #0a2342;
    font-family: 'Poppins', sans-serif;
    font-size: 17px;
    font-weight: 700;
}

.cta-finance-card p {
    margin: 0;
    color: #64748b;
    font-size: 12px;
    line-height: 1.8;
}

/* Decorative Lines */

.cta-finance-line {
    display: flex;
    justify-content: center;
    gap: 6px;
    margin-top: 20px;
}

.cta-finance-line span {
    height: 5px;
    border-radius: 10px;
}

.cta-finance-line span:nth-child(1) {
    width: 45px;
    background: #138a58;
}

.cta-finance-line span:nth-child(2) {
    width: 25px;
    background: #c89b3c;
}

.cta-finance-line span:nth-child(3) {
    width: 15px;
    background: #0a2342;
}

/* Floating Badge */

.cta-floating-badge {
    position: absolute;
    right: -5px;
    bottom: 20px;
    z-index: 3;
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 13px 17px;
    border: 1px solid #edf1f5;
    border-radius: 13px;
    background: #ffffff;
    box-shadow: 0 12px 30px rgba(0, 0, 0, 0.16);
}

.cta-badge-check {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 32px;
    height: 32px;
    border-radius: 50%;
    background: #e6f7ef;
    color: #138a58;
    font-size: 16px;
    font-weight: 700;
}

.cta-floating-badge strong,
.cta-floating-badge small {
    display: block;
}

.cta-floating-badge strong {
    color: #0a2342;
    font-size: 12px;
}

.cta-floating-badge small {
    margin-top: 3px;
    color: #64748b;
    font-size: 10px;
}

/* Tablet */

@media (max-width: 991px) {
    .final-cta-section {
        padding: 65px 0;
    }

    .final-cta-card {
        grid-template-columns: 1fr 0.75fr;
        gap: 25px;
        padding: 45px 35px;
    }

    .final-cta-visual {
        transform: scale(0.9);
    }

    .cta-floating-badge {
        right: -12px;
    }
}

/* Mobile */

@media (max-width: 650px) {
    .final-cta-section {
        padding: 50px 0;
    }

    .final-cta-section .container {
        width: 92%;
    }

    .final-cta-card {
        grid-template-columns: 1fr;
        gap: 15px;
        padding: 35px 24px 25px;
        border-radius: 22px;
    }

    .final-cta-content h2 {
        margin-top: 20px;
        font-size: 29px;
    }

    .final-cta-content > p {
        font-size: 14px;
    }

    .final-cta-buttons {
        align-items: stretch;
        flex-direction: column;
    }

    .final-cta-primary,
    .final-cta-secondary {
        width: 100%;
        box-sizing: border-box;
    }

    .final-cta-trust {
        align-items: flex-start;
        font-size: 11px;
    }

    .final-cta-visual {
        min-height: 300px;
        margin-top: 10px;
        transform: none;
    }

    .cta-orbit-one {
        width: 270px;
        height: 270px;
    }

    .cta-orbit-two {
        width: 210px;
        height: 210px;
    }

    .cta-floating-badge {
        right: 0;
        bottom: 8px;
    }
}

@media (max-width: 380px) {
    .final-cta-card {
        padding: 28px 18px 22px;
    }

    .final-cta-content h2 {
        font-size: 26px;
    }

    .final-cta-label {
        font-size: 9px;
        letter-spacing: 1px;
    }

    .cta-finance-card {
        width: 235px;
        padding: 25px 18px;
    }
}

/* =========================================
   FINANCIAL ENQUIRY FORM
   RANJIT FINSERVE
========================================= */

.financial-enquiry-section {
    padding: 90px 0;
    background: linear-gradient(
        135deg,
        #f7f9fc 0%,
        #ffffff 50%,
        #eef8f3 100%
    );
}

.financial-enquiry-section .container {
    width: 90%;
    max-width: 1200px;
    margin: 0 auto;
}

.enquiry-layout {
    display: grid;
    grid-template-columns: 0.9fr 1.1fr;
    align-items: center;
    gap: 60px;
}

/* LEFT CONTENT */

.enquiry-content {
    width: 100%;
}

.enquiry-label {
    display: inline-block;
    padding: 10px 17px;
    border: 1px solid #ccefe0;
    border-radius: 30px;
    background: #e6f7ef;
    color: #138a58;
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 1.3px;
}

.enquiry-content h2 {
    margin: 23px 0 18px;
    color: #0a2342;
    font-family: 'Poppins', sans-serif;
    font-size: clamp(30px, 3.3vw, 43px);
    font-weight: 700;
    line-height: 1.3;
}

.enquiry-content h2 span {
    color: #138a58;
}

.enquiry-description {
    margin: 0;
    color: #64748b;
    font-size: 15px;
    line-height: 1.9;
}

/* BENEFITS */

.enquiry-benefits {
    display: flex;
    flex-direction: column;
    gap: 23px;
    margin-top: 32px;
}

.enquiry-benefit {
    display: flex;
    align-items: flex-start;
    gap: 15px;
}

.benefit-check {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 34px;
    height: 34px;
    flex-shrink: 0;
    border-radius: 10px;
    background: #e2f5eb;
    color: #138a58;
    font-size: 17px;
    font-weight: 700;
}

.enquiry-benefit h3 {
    margin: 0 0 5px;
    color: #0a2342;
    font-size: 15px;
    font-weight: 700;
}

.enquiry-benefit p {
    margin: 0;
    color: #64748b;
    font-size: 13px;
    line-height: 1.8;
}

/* PRIVACY NOTE */

.enquiry-note {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    margin-top: 30px;
    padding: 17px;
    border: 1px solid #e4ebf2;
    border-radius: 12px;
    background: rgba(255, 255, 255, 0.8);
}

.enquiry-note > span {
    font-size: 21px;
}

.enquiry-note p {
    margin: 0;
    color: #64748b;
    font-size: 12px;
    line-height: 1.8;
}

/* FORM CARD */

.enquiry-form-card {
    min-width: 0;
    padding: 35px;
    border: 1px solid #e8edf3;
    border-radius: 22px;
    background: #ffffff;
    box-shadow: 0 18px 55px rgba(10, 35, 66, 0.09);
}

/* FORM HEADING */

.enquiry-form-heading {
    display: flex;
    align-items: center;
    gap: 15px;
    margin-bottom: 28px;
    padding-bottom: 23px;
    border-bottom: 1px solid #edf1f5;
}

.form-heading-icon {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 50px;
    height: 50px;
    flex-shrink: 0;
    border-radius: 14px;
    background: linear-gradient(
        135deg,
        #e5f5eb,
        #fff2d8
    );
    color: #138a58;
    font-size: 25px;
}

.enquiry-form-heading h3 {
    margin: 0 0 5px;
    color: #0a2342;
    font-size: 21px;
    font-weight: 700;
}

.enquiry-form-heading p {
    margin: 0;
    color: #64748b;
    font-size: 13px;
    line-height: 1.7;
}

/* FORM GRID */

.enquiry-form-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 21px 18px;
}

.enquiry-field {
    min-width: 0;
}

.enquiry-field-full {
    grid-column: 1 / -1;
    min-width: 0;
}

/* LABELS */

.enquiry-field > label {
    display: block;
    margin-bottom: 9px;
    color: #0a2342;
    font-size: 13px;
    font-weight: 600;
}

.enquiry-field > label > span {
    color: #d94848;
}

/* INPUTS */

.financial-enquiry-form input:not([type="checkbox"]),
.financial-enquiry-form select,
.financial-enquiry-form textarea {
    display: block;
    width: 100%;
    min-width: 0;
    box-sizing: border-box;
    margin: 0;
    padding: 13px 14px;
    border: 1px solid #dce5ed;
    border-radius: 9px;
    outline: none;
    background: #fbfcfe;
    color: #0a2342;
    font-family: 'Poppins', sans-serif;
    font-size: 13px;
    line-height: 1.6;
    box-shadow: none;
    transition: border-color 0.25s ease,
                box-shadow 0.25s ease,
                background 0.25s ease;
}

.financial-enquiry-form input:not([type="checkbox"]),
.financial-enquiry-form select {
    min-height: 48px;
}

.financial-enquiry-form textarea {
    min-height: 110px;
    resize: vertical;
}

.financial-enquiry-form input:focus,
.financial-enquiry-form select:focus,
.financial-enquiry-form textarea:focus {
    border-color: #138a58;
    background: #ffffff;
    box-shadow: 0 0 0 3px rgba(19, 138, 88, 0.09);
}

.financial-enquiry-form input::placeholder,
.financial-enquiry-form textarea::placeholder {
    color: #9aa6b5;
    opacity: 1;
}

/* CONSENT */

.enquiry-consent > label {
    display: flex;
    align-items: flex-start;
    gap: 10px;
    margin: 0;
    color: #64748b;
    font-size: 12px;
    font-weight: 400;
    line-height: 1.8;
    cursor: pointer;
}

.enquiry-consent input[type="checkbox"] {
    width: 16px;
    height: 16px;
    flex-shrink: 0;
    margin: 4px 0 0;
    accent-color: #138a58;
    cursor: pointer;
}

.enquiry-consent a {
    color: #138a58;
    font-weight: 600;
    text-decoration: underline;
}

.enquiry-consent .required-star {
    color: #d94848;
}

/* SUBMIT BUTTON */

.enquiry-submit-btn {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 12px;
    width: 100%;
    min-height: 54px;
    padding: 14px 20px;
    border: none;
    border-radius: 10px;
    background: linear-gradient(
        100deg,
        #138a58,
        #19a36a
    );
    color: #ffffff;
    font-family: 'Poppins', sans-serif;
    font-size: 14px;
    font-weight: 600;
    cursor: pointer;
    box-shadow: 0 8px 20px rgba(19, 138, 88, 0.19);
    transition: transform 0.25s ease,
                box-shadow 0.25s ease,
                opacity 0.25s ease;
}

.enquiry-submit-btn:hover {
    transform: translateY(-2px);
    box-shadow: 0 12px 25px rgba(19, 138, 88, 0.25);
}

.enquiry-submit-btn:disabled {
    opacity: 0.65;
    cursor: not-allowed;
    transform: none;
}

.enquiry-submit-arrow {
    font-size: 21px;
}

/* FORM STATUS MESSAGE */

.enquiry-form-message {
    display: none;
    margin-top: 15px;
    padding: 12px 14px;
    border-radius: 8px;
    font-size: 13px;
    line-height: 1.7;
}

.enquiry-form-message.success {
    display: block;
    border: 1px solid #bce8cf;
    background: #eaf8ef;
    color: #126b43;
}

.enquiry-form-message.error {
    display: block;
    border: 1px solid #f0caca;
    background: #fff0f0;
    color: #a12626;
}

/* TABLET */

@media (max-width: 991px) {
    .financial-enquiry-section {
        padding: 70px 0;
    }

    .enquiry-layout {
        grid-template-columns: 1fr;
        gap: 40px;
    }

    .enquiry-content {
        max-width: 720px;
    }

    .enquiry-form-card {
        width: 100%;
        box-sizing: border-box;
    }
}

/* MOBILE */

@media (max-width: 600px) {
    .financial-enquiry-section {
        padding: 55px 0;
    }

    .financial-enquiry-section .container {
        width: 92%;
    }

    .enquiry-content h2 {
        font-size: 29px;
    }

    .enquiry-description {
        font-size: 14px;
    }

    .enquiry-form-card {
        padding: 24px 18px;
        border-radius: 17px;
    }

    .enquiry-form-heading h3 {
        font-size: 18px;
    }

    .enquiry-form-grid {
        grid-template-columns: 1fr;
        gap: 19px;
    }

    .enquiry-field-full {
        grid-column: auto;
    }

    .enquiry-form-heading {
        align-items: flex-start;
        gap: 12px;
    }

    .form-heading-icon {
        width: 43px;
        height: 43px;
    }
}

```css
/* =====================================================
   RANJIT FINSERVE — ABOUT US HERO
   Premium Design System
   Navy: #0A2342
   Gold: #C89B3C
   Green: #138A58

   Shared button hover:
   Green gradient + white text
===================================================== */

.about-hero {
    position: relative;
    overflow: hidden;
    padding: 85px 0;
    background:
        radial-gradient(
            circle at 90% 15%,
            rgba(200, 155, 60, 0.13),
            transparent 30%
        ),
        linear-gradient(120deg, #F7F8FA 0%, #FFFFFF 60%);
}

.about-hero .container {
    width: min(1200px, calc(100% - 48px));
    margin: 0 auto;
}

.about-hero-content {
    display: grid;
    grid-template-columns: 1.05fr 0.95fr;
    align-items: center;
    gap: 65px;
}

.about-hero-text {
    position: relative;
    z-index: 2;
}

.about-eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    margin-bottom: 22px;
    color: #138A58;
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 2px;
    text-transform: uppercase;
}

.about-eyebrow::before {
    width: 30px;
    height: 2px;
    background: #C89B3C;
    content: "";
}

.about-hero h1 {
    margin: 0 0 24px;
    color: #0A2342;
    font-size: clamp(40px, 4.2vw, 59px);
    font-weight: 700;
    line-height: 1.13;
    letter-spacing: -1.8px;
}

.about-hero h1 span {
    display: block;
    color: #C89B3C;
}

.about-hero p {
    max-width: 540px;
    margin: 0 0 30px;
    color: #58697B;
    font-size: 15px;
    line-height: 1.9;
}

/* BUTTON LAYOUT */

.about-hero-actions {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 14px;
}

/* BOTH BUTTONS — COMMON BASE STYLE */

.about-primary-btn,
.about-secondary-btn {
    display: inline-flex;
    min-height: 52px;
    align-items: center;
    justify-content: center;
    gap: 12px;
    padding: 14px 23px;
    border: 1px solid transparent;
    border-radius: 50px;
    font-family: 'Poppins', sans-serif;
    font-size: 13px;
    font-weight: 600;
    line-height: 1.4;
    text-decoration: none;
    cursor: pointer;
    transition:
        background 0.3s ease,
        color 0.3s ease,
        border-color 0.3s ease,
        transform 0.3s ease,
        box-shadow 0.3s ease;
}

/* PRIMARY BUTTON — GOLD NORMAL STATE */

.about-primary-btn {
    background: #C89B3C;
    border-color: #C89B3C;
    color: #0A2342;
    box-shadow: 0 8px 20px rgba(200, 155, 60, 0.20);
}

/* SECONDARY BUTTON — WHITE NORMAL STATE */

.about-secondary-btn {
    background: #FFFFFF;
    border-color: #DDE3E9;
    color: #0A2342;
    box-shadow: 0 5px 15px rgba(10, 35, 66, 0.04);
}

/* SHARED LOCKED GREEN-GRADIENT HOVER */

.about-primary-btn:hover,
.about-secondary-btn:hover {
    background: linear-gradient(135deg, #138A58 0%, #086A43 100%);
    border-color: #138A58;
    color: #FFFFFF;
    transform: translateY(-3px);
    box-shadow: 0 12px 24px rgba(19, 138, 88, 0.25);
}

/* KEYBOARD FOCUS */

.about-primary-btn:focus-visible,
.about-secondary-btn:focus-visible {
    outline: 3px solid rgba(19, 138, 88, 0.35);
    outline-offset: 4px;
}

/* ARROW ANIMATION */

.about-primary-btn span,
.about-secondary-btn span {
    display: inline-block;
    transition: transform 0.3s ease;
}

.about-primary-btn:hover span,
.about-secondary-btn:hover span {
    transform: translateX(4px);
}

/* HERO SUPPORTING NOTE */

.about-hero-note {
    display: flex;
    align-items: center;
    gap: 12px;
    margin-top: 28px;
    color: #65758A;
    font-size: 12px;
}

.about-hero-note-line {
    width: 28px;
    height: 2px;
    flex-shrink: 0;
    background: #138A58;
}

/* HERO IMAGE */

.about-hero-visual {
    position: relative;
    min-width: 0;
    padding: 20px 10px 25px 25px;
}
.about-hero-image-frame {
    position: relative;
    z-index: 1;
    height: 455px;
    overflow: hidden;
    border: 7px solid #FFFFFF;
    border-radius: 180px 180px 25px 25px;
    background: #E8EDF2;
    box-shadow: 0 25px 65px rgba(10, 35, 66, 0.17);
}

.about-hero-image-frame img {
    display: block;
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: center;
}

/* DECORATIVE SHAPES */

.about-hero-decoration {
    position: absolute;
    top: 0;
    right: 0;
    width: 145px;
    height: 145px;
    border: 2px solid rgba(200, 155, 60, 0.65);
    border-radius: 50%;
    pointer-events: none;
}

.about-hero-decoration::after {
    position: absolute;
    right: -18px;
    bottom: -18px;
    width: 80px;
    height: 80px;
    border-radius: 50%;
    background: rgba(19, 138, 88, 0.12);
    content: "";
}

/* FLOATING INFORMATION CARDS */

.about-floating-card {
    position: absolute;
    z-index: 3;
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 16px 18px;
    border: 1px solid #E8EDF2;
    border-radius: 15px;
    background: #FFFFFF;
    box-shadow: 0 15px 40px rgba(10, 35, 66, 0.13);
}

.about-floating-card-top {
    top: 75px;
    left: -20px;
}

.about-floating-card-bottom {
    right: -15px;
    bottom: 60px;
}

.about-floating-icon {
    display: flex;
    width: 42px;
    height: 42px;
    flex-shrink: 0;
    align-items: center;
    justify-content: center;
    border-radius: 12px;
    background: rgba(19, 138, 88, 0.10);
    color: #138A58;
    font-size: 19px;
}

.about-floating-card-bottom .about-floating-icon {
    background: rgba(200, 155, 60, 0.16);
    color: #A7791D;
}

.about-floating-card strong,
.about-floating-card small {
    display: block;
}

.about-floating-card strong {
    margin-bottom: 4px;
    color: #0A2342;
    font-size: 13px;
}

.about-floating-card small {
    color: #68788A;
    font-size: 10px;
    line-height: 1.5;
}

/* TABLET */

@media (max-width: 991px) {
    .about-hero {
        padding: 65px 0;
    }

    .about-hero-content {
        grid-template-columns: 1fr 0.85fr;
        gap: 35px;
    }

   .about-hero h1 {
        font-size: clamp(36px, 5vw, 48px);
    }

  .about-hero-image-frame {
        height: 380px;
    }

   .about-floating-card-top {
        left: -10px;
    }

 .about-floating-card-bottom {
        right: -5px;
    }
}

/* MOBILE */

@media (max-width: 700px) {
    .about-hero {
        padding: 48px 0 60px;
    }

   .about-hero .container {
        width: calc(100% - 36px);
    }

  .about-hero-content {
        grid-template-columns: 1fr;
        gap: 40px;
    }

   .about-hero h1 {
        font-size: clamp(36px, 9vw, 46px);
        line-height: 1.14;
        letter-spacing: -1.2px;
    }

 .about-hero p {
        font-size: 14px;
    }

 .about-hero-visual {
        width: 100%;
        max-width: 440px;
        margin: 0 auto;
        padding: 15px 12px 20px;
    }

  .about-hero-image-frame {
        height: 390px;
        border-radius: 150px 150px 22px 22px;
    }

 .about-floating-card {
        gap: 9px;
        padding: 12px;
    }

  .about-floating-card-top {
        top: 65px;
        left: 0;
    }

  .about-floating-card-bottom {
        right: 0;
        bottom: 45px;
    }

 .about-floating-icon {
        width: 35px;
        height: 35px;
    }

  .about-floating-card strong {
        font-size: 11px;
    }

   .about-floating-card small {
        font-size: 9px;
    }

   .about-hero-actions {
        align-items: stretch;
        flex-direction: column;
    }

  .about-primary-btn,
   .about-secondary-btn {
        width: 100%;
    }

   .about-hero-decoration {
        width: 95px;
        height: 95px;
    }
}

/* REDUCED MOTION ACCESSIBILITY */

@media (prefers-reduced-motion: reduce) {
   .about-primary-btn,
    .about-secondary-btn,
   .about-primary-btn span,
   .about-secondary-btn span {
        transition: none;
    }
}


/* =====================================================
   ABOUT US — SECTION 2: WHO WE ARE
===================================================== */

.about-introduction {
    position: relative;
    overflow: hidden;
    padding: 100px 0;
    background: #FFFFFF;
}

.about-introduction .container {
    width: min(1160px, calc(100% - 48px));
    margin: 0 auto;
}

.about-introduction-grid {
    display: grid;
    grid-template-columns: 0.95fr 1.05fr;
    align-items: center;
    gap: 85px;
}

/* LEFT IMAGE */

.about-introduction-image {
    position: relative;
    min-width: 0;
    padding: 15px 15px 35px 0;
}

.about-intro-image-frame {
    position: relative;
    z-index: 1;
    height: 475px;
    overflow: hidden;
    border: 7px solid #FFFFFF;
    border-radius: 24px 100px 24px 24px;
    background: #F7F8FA;
    box-shadow: 0 20px 55px rgba(10, 35, 66, 0.13);
}

.about-intro-image-frame img {
    display: block;
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: center;
}

/* DECORATIVE SHAPE */

.about-intro-decoration {
    position: absolute;
    top: -5px;
    left: -18px;
    width: 110px;
    height: 110px;
    border-top: 4px solid #C89B3C;
    border-left: 4px solid #C89B3C;
    border-radius: 20px 0 0 0;
}

/* EXPERIENCE BADGE */

.about-experience-card {
    position: absolute;
    z-index: 3;
    top: 55px;
    right: -25px;
    display: flex;
    align-items: center;
    gap: 14px;
    padding: 18px 22px;
    border: 1px solid #F0E5CB;
    border-radius: 16px;
    background: #FFFFFF;
    box-shadow: 0 15px 40px rgba(10, 35, 66, 0.12);
}

.about-experience-number {
    color: #C89B3C;
    font-size: 33px;
    font-weight: 700;
    line-height: 1;
}

.about-experience-text {
    color: #0A2342;
    font-size: 11px;
    font-weight: 600;
    line-height: 1.7;
}

/* IMAGE CAPTION CARD */

.about-image-caption {
    position: absolute;
    z-index: 3;
    right: -15px;
    bottom: 0;
    display: flex;
    align-items: center;
    gap: 13px;
    width: min(340px, 90%);
    padding: 17px;
    border: 1px solid #E8EDF2;
    border-radius: 15px;
    background: #FFFFFF;
    box-shadow: 0 15px 40px rgba(10, 35, 66, 0.12);
}

.about-caption-icon {
    display: flex;
    width: 43px;
    height: 43px;
    flex-shrink: 0;
    align-items: center;
    justify-content: center;
    border-radius: 13px;
    background: rgba(19, 138, 88, 0.11);
    color: #138A58;
    font-size: 20px;
}

.about-image-caption strong,
.about-image-caption small {
    display: block;
}

.about-image-caption strong {
    margin-bottom: 5px;
    color: #0A2342;
    font-size: 12px;
}

.about-image-caption small {
    color: #65758A;
    font-size: 10px;
    line-height: 1.6;
}

/* RIGHT CONTENT */

.about-introduction-content {
    position: relative;
}

.about-introduction-content .about-eyebrow {
    margin-bottom: 20px;
}

.about-introduction-content h2 {
    margin: 0 0 20px;
    color: #0A2342;
    font-size: clamp(32px, 3.5vw, 45px);
    font-weight: 700;
    line-height: 1.2;
    letter-spacing: -1.2px;
}

.about-introduction-content h2 span {
    display: block;
    color: #138A58;
}

.about-intro-lead {
    margin-bottom: 20px;
    color: #0A2342;
    font-size: 17px;
    font-weight: 500;
    line-height: 1.7;
}

.about-introduction-content > p:not(.about-intro-lead) {
    margin-bottom: 17px;
    color: #65758A;
    font-size: 14px;
    line-height: 1.9;
}

/* HIGHLIGHTS */

.about-intro-highlights {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 18px;
    margin: 28px 0;
}

.about-intro-highlight {
    display: flex;
    align-items: flex-start;
    gap: 11px;
    padding: 16px 12px;
    border: 1px solid #E8EDF2;
    border-radius: 14px;
    background: #F7F8FA;
}

.about-highlight-icon {
    display: flex;
    width: 34px;
    height: 34px;
    flex-shrink: 0;
    align-items: center;
    justify-content: center;
    border-radius: 10px;
    background: rgba(19, 138, 88, 0.11);
    color: #138A58;
    font-size: 14px;
}

.about-intro-highlight:nth-child(2) .about-highlight-icon {
    background: rgba(200, 155, 60, 0.17);
    color: #A7791D;
}

.about-intro-highlight strong,
.about-intro-highlight small {
    display: block;
}

.about-intro-highlight strong {
    margin: 2px 0 5px;
    color: #0A2342;
    font-size: 11px;
    line-height: 1.5;
}

.about-intro-highlight small {
    color: #65758A;
    font-size: 10px;
    line-height: 1.6;
}

/* SECTION BUTTON */

.about-intro-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 12px;
    min-height: 50px;
    padding: 14px 24px;
    border: 1px solid #C89B3C;
    border-radius: 50px;
    background: #C89B3C;
    color: #0A2342;
    font-size: 13px;
    font-weight: 600;
    text-decoration: none;
    transition:
        background 0.3s ease,
        color 0.3s ease,
        border-color 0.3s ease,
        transform 0.3s ease,
        box-shadow 0.3s ease;
}

.about-intro-btn:hover {
    background: linear-gradient(135deg, #138A58 0%, #086A43 100%);
    color: #FFFFFF;
    border-color: #138A58;
    transform: translateY(-3px);
    box-shadow: 0 12px 24px rgba(19, 138, 88, 0.25);
}

.about-intro-btn span {
    display: inline-block;
    transition: transform 0.3s ease;
}

.about-intro-btn:hover span {
    transform: translateX(4px);
}

/* TABLET */

@media (max-width: 991px) {
   .about-introduction {
        padding: 75px 0;
    }

    .about-introduction-grid {
        gap: 45px;
    }

   .about-intro-image-frame {
        height: 410px;
    }

  .about-experience-card {
        right: -12px;
        padding: 15px;
    }

   .about-image-caption {
        right: -8px;
    }

  .about-intro-highlights {
        grid-template-columns: 1fr;
    }
}

/* MOBILE */

@media (max-width: 700px) {
    .about-introduction {
        padding: 60px 0;
    }

   .about-introduction .container {
        width: calc(100% - 36px);
    }

   .about-introduction-grid {
        grid-template-columns: 1fr;
        gap: 45px;
    }

    .about-introduction-image {
        width: 100%;
        max-width: 470px;
        margin: 0 auto;
        padding: 15px 10px 35px 0;
    }

 .about-intro-image-frame {
        height: 390px;
        border-radius: 20px 85px 20px 20px;
    }

  .about-experience-card {
        top: 42px;
        right: 0;
        gap: 10px;
        padding: 13px 15px;
    }

   .about-experience-number {
        font-size: 27px;
    }

   .about-experience-text {
        font-size: 10px;
    }

 .about-image-caption {
        right: 0;
        bottom: 0;
        width: min(320px, 95%);
        padding: 13px;
    }

   .about-introduction-content h2 {
        font-size: 34px;
    }

   .about-intro-lead {
        font-size: 16px;
    }

   .about-intro-highlights {
        grid-template-columns: 1fr;
        gap: 12px;
    }

    .about-intro-highlight {
        padding: 14px;
    }
}


/* =========================================
   ABOUT US — SECTION SPACING SYSTEM
========================================= */

/* Hero section ke baad clear separation */
.about-page .about-hero {
    margin-bottom: 0;
    padding-bottom: 100px;
}

/* Main content sections */
.about-page .about-introduction,
.about-page .about-mission-vision,
.about-page .about-why-us {
    position: relative;
    margin-top: 0;
    padding-top: 100px;
    padding-bottom: 100px;
}

/* Hero aur Who We Are ke beech subtle separation */
.about-page .about-introduction {
    border-top: 1px solid #E8EDF2;
}

/* Mission & Vision section */
.about-page .about-mission-vision {
    margin-top: 0;
    border-top: 1px solid #E8EDF2;
    background: #F7F8FA;
}

/* Why Choose Us section */
.about-page .about-why-us {
    border-top: 1px solid #E8EDF2;
    background: #FFFFFF;
}

/* Section headings ke neeche gap */
.about-page .about-section-heading {
    margin-bottom: 45px;
}

/* Cards ke beech consistent spacing */
.about-page .about-purpose-grid,
.about-page .about-values-grid {
    gap: 28px;
}

/* Final CTA se pehle spacing */
.about-page .about-final-cta {
    margin-top: 0;
    padding-top: 80px;
    padding-bottom: 80px;
    border-top: 1px solid #E8EDF2;
    background: #F7F8FA;
}

/* Tablet */
@media (max-width: 991px) {
    .about-page .about-hero {
        padding-bottom: 75px;
    }

    .about-page .about-introduction,
    .about-page .about-mission-vision,
    .about-page .about-why-us {
        padding-top: 75px;
        padding-bottom: 75px;
    }

    .about-page .about-final-cta {
        padding-top: 60px;
        padding-bottom: 60px;
    }
}

/* Mobile */
@media (max-width: 700px) {
    .about-page .about-hero {
        padding-bottom: 60px;
    }

    .about-page .about-introduction,
    .about-page .about-mission-vision,
    .about-page .about-why-us {
        padding-top: 60px;
        padding-bottom: 60px;
    }

    .about-page .about-section-heading {
        margin-bottom: 30px;
    }

    .about-page .about-purpose-grid,
    .about-page .about-values-grid {
        gap: 20px;
    }

    .about-page .about-final-cta {
        padding-top: 50px;
        padding-bottom: 50px;
    }
}


/* =====================================================
   RANJIT FINSERVE — SECTION 3
   MISSION & VISION
===================================================== */

.about-page .about-mission-vision {
    position: relative;
    overflow: hidden;
    padding: 100px 0;
    background:
        radial-gradient(
            circle at 5% 10%,
            rgba(19, 138, 88, 0.15),
            transparent 30%
        ),
        radial-gradient(
            circle at 95% 90%,
            rgba(200, 155, 60, 0.13),
            transparent 30%
        ),
        #0A2342;
}

.about-page .about-mission-vision::before {
    position: absolute;
    top: 40px;
    right: -100px;
    width: 280px;
    height: 280px;
    border: 1px solid rgba(255, 255, 255, 0.08);
    border-radius: 50%;
    content: "";
    pointer-events: none;
}

.about-page .about-mission-vision::after {
    position: absolute;
    bottom: 30px;
    left: -100px;
    width: 240px;
    height: 240px;
    border: 1px solid rgba(200, 155, 60, 0.15);
    border-radius: 50%;
    content: "";
    pointer-events: none;
}

.about-page .about-mission-vision > .container {
    position: relative;
    z-index: 1;
    width: min(1120px, calc(100% - 48px));
    margin: 0 auto;
}

/* SECTION HEADING */

.about-page .about-mission-vision .about-section-heading {
    max-width: 760px;
    margin: 0 auto 50px;
    text-align: center;
}

.about-page .about-mission-vision .about-eyebrow {
    color: #E4C47D;
}

.about-page .about-mission-vision .about-eyebrow::before {
    background: #C89B3C;
}

.about-page .about-mission-vision .about-section-heading h2 {
    margin: 0 0 18px;
    color: #FFFFFF;
    font-size: clamp(32px, 4vw, 46px);
    font-weight: 700;
    line-height: 1.2;
    letter-spacing: -1px;
}

.about-page .about-mission-vision .about-section-heading h2 span {
    color: #E2BC66;
}

.about-page .about-mission-vision .about-section-heading p {
    max-width: 690px;
    margin: 0 auto;
    color: #D3DDE8;
    font-size: 14px;
    line-height: 1.9;
}

/* CARDS GRID */

.about-page .about-mission-vision .about-purpose-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 28px;
    align-items: stretch;
}

/* INDIVIDUAL CARD */

.about-page .about-mission-vision .about-purpose-card {
    position: relative;
    display: flex;
    flex-direction: column;
    min-width: 0;
    overflow: hidden;
    padding: 35px;
    border: 1px solid rgba(255, 255, 255, 0.13);
    border-radius: 22px;
    background: rgba(255, 255, 255, 0.07);
    box-shadow: 0 20px 45px rgba(0, 0, 0, 0.12);
    transition:
        transform 0.3s ease,
        border-color 0.3s ease,
        background 0.3s ease,
        box-shadow 0.3s ease;
}

.about-page .about-mission-vision .about-purpose-card:hover {
    transform: translateY(-6px);
    border-color: rgba(19, 138, 88, 0.85);
    background: linear-gradient(
        135deg,
        rgba(19, 138, 88, 0.17),
        rgba(255, 255, 255, 0.08)
    );
    box-shadow: 0 25px 50px rgba(0, 0, 0, 0.18);
}

/* CARD TOP */

.about-page .about-purpose-card-top {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 20px;
    margin-bottom: 30px;
}

.about-page .about-purpose-number {
    color: rgba(255, 255, 255, 0.45);
    font-size: 14px;
    font-weight: 600;
    letter-spacing: 2px;
}

.about-page .about-mission-vision .about-purpose-icon {
    display: flex;
    width: 58px;
    height: 58px;
    flex-shrink: 0;
    align-items: center;
    justify-content: center;
    border: 1px solid rgba(200, 155, 60, 0.4);
    border-radius: 17px;
    background: rgba(200, 155, 60, 0.12);
    color: #E4C47D;
    font-size: 25px;
    transition:
        background 0.3s ease,
        color 0.3s ease;
}

.about-page .about-mission-vision .about-purpose-card:hover .about-purpose-icon {
    background: #138A58;
    border-color: #138A58;
    color: #FFFFFF;
}

/* CARD CONTENT */

.about-page .about-purpose-label {
    display: inline-block;
    margin-bottom: 13px;
    color: #E4C47D;
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 2px;
}

.about-page .about-mission-vision .about-purpose-card h3 {
    margin: 0 0 17px;
    color: #FFFFFF;
    font-size: clamp(21px, 2.5vw, 27px);
    font-weight: 600;
    line-height: 1.4;
}

.about-page .about-mission-vision .about-purpose-card p {
    margin: 0;
    color: #D3DDE8;
    font-size: 14px;
    line-height: 1.9;
}

/* CARD ACCENT LINE */

.about-page .about-purpose-card-line {
    width: 55px;
    height: 3px;
    margin-top: 27px;
    border-radius: 5px;
    background: #C89B3C;
    transition:
        width 0.3s ease,
        background 0.3s ease;
}

.about-page .about-purpose-card:hover .about-purpose-card-line {
    width: 100%;
    background: #138A58;
}

/* BOTTOM MESSAGE */

.about-page .about-purpose-footer {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 13px;
    max-width: 850px;
    margin: 38px auto 0;
    padding: 20px 25px;
    border: 1px solid rgba(255, 255, 255, 0.12);
    border-radius: 15px;
    background: rgba(255, 255, 255, 0.045);
}

.about-page .about-purpose-footer-icon {
    display: flex;
    width: 34px;
    height: 34px;
    flex-shrink: 0;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
    background: rgba(19, 138, 88, 0.2);
    color: #75D5A6;
    font-size: 15px;
}

.about-page .about-purpose-footer p {
    margin: 0;
    color: #E1E8F0;
    font-size: 13px;
    line-height: 1.8;
}

/* TABLET */

@media (max-width: 800px) {
    .about-page .about-mission-vision {
        padding: 75px 0;
    }

    .about-page .about-mission-vision .about-purpose-grid {
        gap: 20px;
    }

    .about-page .about-mission-vision .about-purpose-card {
        padding: 27px;
    }
}

/* MOBILE */

@media (max-width: 600px) {
    .about-page .about-mission-vision {
        padding: 60px 0;
    }

    .about-page .about-mission-vision > .container {
        width: calc(100% - 36px);
    }

    .about-page .about-mission-vision .about-section-heading {
        margin-bottom: 32px;
    }

    .about-page .about-mission-vision .about-purpose-grid {
        grid-template-columns: 1fr;
        gap: 20px;
    }

    .about-page .about-mission-vision .about-purpose-card {
        padding: 27px 23px;
        border-radius: 18px;
    }

    .about-page .about-purpose-card-top {
        margin-bottom: 23px;
    }

    .about-page .about-mission-vision .about-purpose-card h3 {
        font-size: 23px;
    }

    .about-page .about-purpose-footer {
        align-items: flex-start;
        margin-top: 25px;
        padding: 17px;
    }

    .about-page .about-purpose-footer p {
        font-size: 12px;
    }
}

/* ACCESSIBILITY */

@media (prefers-reduced-motion: reduce) {
    .about-page .about-mission-vision .about-purpose-card,
    .about-page .about-mission-vision .about-purpose-icon,
    .about-page .about-purpose-card-line {
        transition: none;
    }
}


/* =====================================================
   RANJIT FINSERVE
   SECTION 4 — WHY CHOOSE US
   Premium Corporate Design
===================================================== */

.about-page .about-why-us {
    position: relative;
    overflow: hidden;
    padding: 100px 0;
    background: #FFFFFF;
}

.about-page .about-why-us > .container {
    width: min(1160px, calc(100% - 48px));
    margin: 0 auto;
}

/* SECTION HEADING */

.about-page .about-why-us .about-section-heading {
    max-width: 760px;
    margin: 0 auto 55px;
    text-align: center;
}

.about-page .about-why-us .about-eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    margin-bottom: 18px;
    color: #138A58;
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 2px;
    text-transform: uppercase;
}

.about-page .about-why-us .about-eyebrow::before {
    width: 28px;
    height: 2px;
    background: #C89B3C;
    content: "";
}

.about-page .about-why-us .about-section-heading h2 {
    margin: 0 0 18px;
    color: #0A2342;
    font-size: clamp(32px, 4vw, 46px);
    font-weight: 700;
    line-height: 1.2;
    letter-spacing: -1.2px;
}

.about-page .about-why-us .about-section-heading h2 span {
    color: #138A58;
}

.about-page .about-why-us .about-section-heading p {
    max-width: 680px;
    margin: 0 auto;
    color: #65758A;
    font-size: 14px;
    line-height: 1.9;
}

/* FOUR-CARD GRID */

.about-page .about-why-us .about-values-grid {
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    align-items: stretch;
    gap: 24px;
}

/* INDIVIDUAL CARD */

.about-page .about-why-us .about-value-card {
    position: relative;
    display: flex;
    flex-direction: column;
    min-width: 0;
    min-height: 300px;
    overflow: hidden;
    padding: 28px 23px;
    border: 1px solid #E8EDF2;
    border-radius: 20px;
    background: #FFFFFF;
    box-shadow: 0 10px 35px rgba(10, 35, 66, 0.055);
    transition:
        transform 0.3s ease,
        border-color 0.3s ease,
        box-shadow 0.3s ease,
        background 0.3s ease;
}

/* SOFT CORNER ACCENT */

.about-page .about-why-us .about-value-card::before {
    position: absolute;
    top: 0;
    right: 0;
    width: 85px;
    height: 85px;
    border-radius: 0 0 0 85px;
    background: rgba(19, 138, 88, 0.055);
    content: "";
    pointer-events: none;
}

/* CARD HOVER */

.about-page .about-why-us .about-value-card:hover {
    transform: translateY(-7px);
    border-color: rgba(19, 138, 88, 0.55);
    background: #FCFEFD;
    box-shadow: 0 20px 45px rgba(10, 35, 66, 0.11);
}

/* CARD TOP ROW */

.about-page .about-why-us .about-value-top {
    position: relative;
    z-index: 1;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 12px;
    margin-bottom: 30px;
}

.about-page .about-why-us .about-value-number {
    color: #9AA7B5;
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 2px;
}

/* COLORFUL ICONS */

.about-page .about-why-us .about-value-icon {
    display: flex;
    width: 54px;
    height: 54px;
    flex-shrink: 0;
    align-items: center;
    justify-content: center;
    border: 1px solid rgba(19, 138, 88, 0.12);
    border-radius: 16px;
    background: rgba(19, 138, 88, 0.10);
    color: #138A58;
    font-size: 23px;
    transition:
        background 0.3s ease,
        color 0.3s ease,
        transform 0.3s ease;
}

/* Card 2 icon */

.about-page .about-why-us .about-value-card:nth-child(2)
.about-value-icon {
    background: rgba(200, 155, 60, 0.15);
    border-color: rgba(200, 155, 60, 0.2);
    color: #A7791D;
}

/* Card 3 icon */

.about-page .about-why-us .about-value-card:nth-child(3)
.about-value-icon {
    background: rgba(10, 35, 66, 0.08);
    border-color: rgba(10, 35, 66, 0.1);
    color: #0A2342;
}

/* Card 4 icon */

.about-page .about-why-us .about-value-card:nth-child(4)
.about-value-icon {
    background: rgba(200, 155, 60, 0.12);
    border-color: rgba(200, 155, 60, 0.2);
    color: #A7791D;
}

.about-page .about-why-us .about-value-card:hover
.about-value-icon {
    transform: translateY(-3px);
    background: #138A58;
    border-color: #138A58;
    color: #FFFFFF;
}

/* CARD TEXT */

.about-page .about-why-us .about-value-card h3 {
    margin: 0 0 14px;
    color: #0A2342;
    font-size: 19px;
    font-weight: 700;
    line-height: 1.45;
}

.about-page .about-why-us .about-value-card p {
    margin: 0;
    color: #65758A;
    font-size: 13px;
    line-height: 1.9;
}

/* BOTTOM ACCENT LINE */

.about-page .about-why-us .about-value-line {
    display: block;
    width: 42px;
    height: 3px;
    margin-top: auto;
    padding-top: 0;
    position: relative;
    top: 20px;
    border-radius: 5px;
    background: #C89B3C;
    transition:
        width 0.3s ease,
        background 0.3s ease;
}

.about-page .about-why-us .about-value-card:hover
.about-value-line {
    width: 100%;
    background: #138A58;
}

/* TABLET */

@media (max-width: 1050px) {
    .about-page .about-why-us {
        padding: 80px 0;
    }

    .about-page .about-why-us .about-values-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
        gap: 22px;
    }

    .about-page .about-why-us .about-value-card {
        min-height: 270px;
        padding: 28px;
    }
}

/* MOBILE */

@media (max-width: 600px) {
    .about-page .about-why-us {
        padding: 60px 0;
    }

    .about-page .about-why-us > .container {
        width: calc(100% - 36px);
    }

    .about-page .about-why-us .about-section-heading {
        margin-bottom: 32px;
    }

    .about-page .about-why-us .about-section-heading h2 {
        font-size: 32px;
        letter-spacing: -0.7px;
    }

    .about-page .about-why-us .about-values-grid {
        grid-template-columns: 1fr;
        gap: 18px;
    }

    .about-page .about-why-us .about-value-card {
        min-height: auto;
        padding: 25px;
    }

    .about-page .about-why-us .about-value-top {
        margin-bottom: 23px;
    }

    .about-page .about-why-us .about-value-card h3 {
        font-size: 20px;
    }

    .about-page .about-why-us .about-value-card p {
        font-size: 13px;
    }

    .about-page .about-why-us .about-value-line {
        margin-top: 22px;
        top: 0;
    }
}

/* REDUCED MOTION */

@media (prefers-reduced-motion: reduce) {
    .about-page .about-why-us .about-value-card,
    .about-page .about-why-us .about-value-icon,
    .about-page .about-why-us .about-value-line {
        transition: none;
    }
}


/* =====================================================
   ABOUT US — FINANCIAL SERVICES
   SVG ICONS + SUBTLE MOTION
===================================================== */

.about-financial-services {
    position: relative;
    overflow: hidden;
    padding: 100px 0;
    background:
        radial-gradient(
            circle at 5% 15%,
            rgba(19, 138, 88, 0.07),
            transparent 27%
        ),
        radial-gradient(
            circle at 95% 85%,
            rgba(200, 155, 60, 0.09),
            transparent 25%
        ),
        #F7F8FA;
}

.about-financial-services > .container {
    width: min(1160px, calc(100% - 48px));
    margin: 0 auto;
}

/* Heading */

.about-services-heading {
    max-width: 760px;
    margin: 0 auto 55px;
    text-align: center;
}

.about-services-eyebrow {
    display: inline-block;
    margin-bottom: 18px;
    padding: 9px 17px;
    border: 1px solid rgba(19, 138, 88, 0.2);
    border-radius: 50px;
    background: rgba(19, 138, 88, 0.07);
    color: #138A58;
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 1.8px;
}

.about-services-heading h2 {
    margin: 0 0 18px;
    color: #0A2342;
    font-size: clamp(32px, 4vw, 46px);
    font-weight: 700;
    line-height: 1.2;
    letter-spacing: -1px;
}

.about-services-heading h2 span {
    display: block;
    color: #138A58;
}

.about-services-heading > p {
    max-width: 690px;
    margin: 0 auto;
    color: #65758A;
    font-size: 14px;
    line-height: 1.9;
}

/* Animated heading line */

.about-services-heading-line {
    width: 70px;
    height: 3px;
    overflow: hidden;
    margin: 25px auto 0;
    border-radius: 10px;
    background: #E3E9EF;
}

.about-services-heading-line span {
    display: block;
    width: 35px;
    height: 100%;
    border-radius: inherit;
    background: #C89B3C;
    animation: aboutServiceLine 3s ease-in-out infinite;
}

@keyframes aboutServiceLine {
    0%, 100% {
        transform: translateX(0);
    }

    50% {
        transform: translateX(35px);
    }
}

/* Grid */

.about-services-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 25px;
    align-items: stretch;
}

/* Cards */

.about-service-card {
    position: relative;
    display: flex;
    flex-direction: column;
    min-width: 0;
    min-height: 320px;
    overflow: hidden;
    padding: 29px;
    border: 1px solid #E5EAF0;
    border-radius: 22px;
    background: #FFFFFF;
    box-shadow: 0 12px 32px rgba(10, 35, 66, 0.045);
    transition:
        transform 0.35s ease,
        box-shadow 0.35s ease,
        border-color 0.35s ease;
}

.about-service-card::after {
    position: absolute;
    right: -40px;
    bottom: -55px;
    width: 130px;
    height: 130px;
    border-radius: 50%;
    background: rgba(19, 138, 88, 0.045);
    content: "";
    transition:
        transform 0.4s ease,
        background 0.4s ease;
    pointer-events: none;
}

.about-service-card:hover {
    transform: translateY(-7px);
    border-color: rgba(19, 138, 88, 0.45);
    box-shadow: 0 22px 45px rgba(10, 35, 66, 0.10);
}

.about-service-card:hover::after {
    transform: scale(1.35);
    background: rgba(19, 138, 88, 0.075);
}

/* SVG Icon Containers */

.about-service-icon {
    display: flex;
    width: 66px;
    height: 66px;
    align-items: center;
    justify-content: center;
    margin-bottom: 24px;
    border: 1px solid transparent;
    border-radius: 19px;
    transition:
        background 0.3s ease,
        transform 0.3s ease,
        border-color 0.3s ease;
}

.about-service-icon svg {
    display: block;
    width: 43px;
    height: 43px;
    overflow: visible;
    color: currentColor;
    animation: aboutServiceFloat 4s ease-in-out infinite;
    transition: transform 0.3s ease;
}

.about-icon-green {
    background: rgba(19, 138, 88, 0.10);
    border-color: rgba(19, 138, 88, 0.13);
    color: #138A58;
}

.about-icon-gold {
    background: rgba(200, 155, 60, 0.14);
    border-color: rgba(200, 155, 60, 0.2);
    color: #A7791D;
}

.about-icon-blue {
    background: rgba(10, 35, 66, 0.07);
    border-color: rgba(10, 35, 66, 0.1);
    color: #0A2342;
}

.about-icon-purple {
    background: rgba(124, 94, 190, 0.10);
    border-color: rgba(124, 94, 190, 0.15);
    color: #7959B8;
}

@keyframes aboutServiceFloat {
    0%, 100% {
        transform: translateY(0);
    }

    50% {
        transform: translateY(-4px);
    }
}

.about-service-card:hover .about-service-icon {
    transform: rotate(-4deg) scale(1.06);
    background: rgba(19, 138, 88, 0.13);
    border-color: rgba(19, 138, 88, 0.35);
}

.about-service-card:hover .about-service-icon svg {
    transform: scale(1.07);
}

/* Number */

.about-service-number {
    position: absolute;
    top: 35px;
    right: 29px;
    color: #A4AFBC;
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 1.5px;
}

/* Card Content */

.about-service-card h3 {
    margin: 0 0 13px;
    color: #0A2342;
    font-size: 19px;
    font-weight: 700;
    line-height: 1.45;
}

.about-service-card p {
    margin: 0 0 25px;
    color: #65758A;
    font-size: 13px;
    line-height: 1.9;
}

/* Explore link */

.about-service-link {
    position: relative;
    z-index: 1;
    display: inline-flex;
    align-items: center;
    gap: 10px;
    width: fit-content;
    margin-top: auto;
    color: #0A2342;
    font-size: 12px;
    font-weight: 700;
    text-decoration: none;
    transition: color 0.3s ease;
}

.about-service-link span {
    display: inline-block;
    color: #138A58;
    font-size: 19px;
    transition: transform 0.3s ease;
}

.about-service-link:hover {
    color: #138A58;
}

.about-service-link:hover span {
    transform: translateX(5px);
}

/* Tablet */

@media (max-width: 950px) {
    .about-financial-services {
        padding: 80px 0;
    }

  .about-services-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
        gap: 20px;
    }

    .about-service-card {
        min-height: 300px;
    }
}

/* Mobile */

@media (max-width: 600px) {
   .about-financial-services {
        padding: 60px 0;
    }

  .about-financial-services > .container {
        width: calc(100% - 36px);
    }

    .about-services-heading {
        margin-bottom: 35px;
    }

  .about-services-heading h2 {
        font-size: 32px;
    }

  .about-services-grid {
        grid-template-columns: 1fr;
        gap: 18px;
    }

  .about-service-card {
        min-height: 280px;
        padding: 25px;
        border-radius: 19px;
    }

   .about-service-icon {
        width: 60px;
        height: 60px;
    }

 .about-service-icon svg {
        width: 39px;
        height: 39px;
    }

  .about-service-number {
        top: 30px;
        right: 25px;
    }
}

/* Respect reduced-motion preferences */

@media (prefers-reduced-motion: reduce) {
   .about-services-heading-line span,
  .about-service-icon svg {
        animation: none;
    }

    .about-service-card,
  .about-service-icon,
    .about-service-icon svg,
  .about-service-link span {
        transition: none;
    }
}


/* =========================================
   CONTACT INFORMATION SECTION
========================================= */

.contact-info-section {
    padding: 80px 24px;
    background: #F7F8FA;
}

.contact-info-section .container {
    width: 100%;
    max-width: 1200px;
    margin: 0 auto;
}

.contact-info-heading {
    max-width: 720px;
    margin: 0 auto 42px;
    text-align: center;
}

.contact-info-subtitle {
    display: inline-block;
    margin-bottom: 12px;
    color: #138A58;
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 1.5px;
}

.contact-info-heading h2 {
    margin: 0 0 14px;
    color: #0A2342;
    font-size: clamp(28px, 3vw, 38px);
    font-weight: 700;
    line-height: 1.3;
}

.contact-info-heading p {
    margin: 0;
    color: #657386;
    font-size: 14px;
    line-height: 1.8;
}

/* Three-column layout */

.contact-info-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 24px;
    align-items: stretch;
}

.contact-info-card {
    display: flex;
    flex-direction: column;
    align-items: center;
    min-width: 0;
    padding: 32px 24px;
    border: 1px solid #E6EBF0;
    border-radius: 18px;
    background: #FFFFFF;
    text-align: center;
    box-shadow: 0 8px 25px rgba(10, 35, 66, 0.04);
    transition: transform 0.3s ease,
                box-shadow 0.3s ease,
                border-color 0.3s ease;
}

.contact-info-card:hover {
    transform: translateY(-5px);
    border-color: #C89B3C;
    box-shadow: 0 15px 32px rgba(10, 35, 66, 0.09);
}

/* Icons: inline SVG, no icon plugin required */

.contact-info-icon {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 68px;
    height: 68px;
    flex-shrink: 0;
    margin-bottom: 20px;
    border-radius: 20px;
    background: rgba(19, 138, 88, 0.10);
    color: #138A58;
    transition: background 0.3s ease, color 0.3s ease;
}

.contact-info-icon svg {
    display: block;
    width: 30px;
    height: 30px;
    fill: none;
    stroke: currentColor;
    stroke-width: 1.7;
    stroke-linecap: round;
    stroke-linejoin: round;
}

.contact-info-card:hover .contact-info-icon {
    background: #138A58;
    color: #FFFFFF;
}

/* Card content */

.contact-info-card h3 {
    margin: 0 0 12px;
    color: #0A2342;
    font-size: 21px;
    font-weight: 700;
    line-height: 1.4;
}

.contact-info-card p {
    width: 100%;
    margin: 0 0 22px;
    color: #657386;
    font-size: 13px;
    line-height: 1.8;
}

.contact-info-link {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    margin-top: auto;
    color: #138A58;
    font-size: 13px;
    font-weight: 600;
    text-decoration: none;
    transition: color 0.3s ease;
}

.contact-info-link span {
    font-size: 18px;
    transition: transform 0.3s ease;
}

.contact-info-link:hover {
    color: #0A2342;
}

.contact-info-link:hover span {
    transform: translateX(4px);
}

/* Tablet */

@media (max-width: 900px) {
    .contact-info-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }
}

/* Mobile */

@media (max-width: 600px) {
    .contact-info-section {
        padding: 55px 18px;
    }

    .contact-info-heading {
        margin-bottom: 30px;
    }

    .contact-info-grid {
        grid-template-columns: 1fr;
        gap: 18px;
    }

    .contact-info-card {
        padding: 28px 22px;
    }
}

@media (prefers-reduced-motion: reduce) {
    .contact-info-card,
    .contact-info-icon,
    .contact-info-link,
    .contact-info-link span {
        transition: none;
    }

    .contact-info-card:hover {
        transform: none;
    }
}


/* =========================================
   CONTACT LOCATION / GOOGLE MAPS
========================================= */

.contact-location-section {
    padding: 80px 24px;
    background: #F7F8FA;
}

.contact-location-container {
    width: 100%;
    max-width: 1200px;
    margin: 0 auto;
}

.contact-location-heading {
    max-width: 720px;
    margin: 0 auto 40px;
    text-align: center;
}

.contact-location-eyebrow {
    display: inline-block;
    margin-bottom: 12px;
    color: #138A58;
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 1.4px;
}

.contact-location-heading h2 {
    margin: 0 0 14px;
    color: #0A2342;
    font-size: clamp(28px, 3vw, 38px);
    font-weight: 700;
    line-height: 1.3;
}

.contact-location-heading p {
    margin: 0;
    color: #657386;
    font-size: 14px;
    line-height: 1.8;
}

.contact-location-layout {
    display: grid;
    grid-template-columns: minmax(0, 1.55fr) minmax(280px, 0.75fr);
    gap: 25px;
    align-items: stretch;
}

.contact-location-map {
    min-height: 390px;
    overflow: hidden;
    border: 1px solid #E4EAF0;
    border-radius: 20px;
    background: #E9EEF2;
    box-shadow: 0 10px 30px rgba(10, 35, 66, 0.06);
}

.contact-location-map iframe {
    display: block;
    width: 100%;
    height: 100%;
    min-height: 390px;
    border: 0;
}

.contact-location-card {
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    padding: 35px 30px;
    border: 1px solid #E5EAF0;
    border-radius: 20px;
    background: #FFFFFF;
    box-shadow: 0 10px 30px rgba(10, 35, 66, 0.05);
}

.contact-location-icon {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 60px;
    height: 60px;
    margin-bottom: 24px;
    border-radius: 17px;
    background: rgba(19, 138, 88, 0.10);
    color: #138A58;
}

.contact-location-icon svg {
    width: 28px;
    height: 28px;
    fill: none;
    stroke: currentColor;
    stroke-width: 1.7;
    stroke-linecap: round;
    stroke-linejoin: round;
}

.contact-location-card-label {
    margin-bottom: 9px;
    color: #138A58;
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 1.2px;
}

.contact-location-card h3 {
    margin: 0 0 10px;
    color: #0A2342;
    font-size: 24px;
    font-weight: 700;
}

.contact-location-address {
    margin: 0;
    color: #657386;
    font-size: 14px;
    line-height: 1.8;
}

.contact-location-divider {
    width: 100%;
    height: 1px;
    margin: 24px 0;
    background: #E8EDF2;
}

.contact-location-note {
    margin: 0 0 25px;
    color: #657386;
    font-size: 13px;
    line-height: 1.9;
}

.contact-location-directions {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 12px;
    margin-top: auto;
    padding: 14px 20px;
    border: 1px solid #138A58;
    border-radius: 9px;
    background: #138A58;
    color: #FFFFFF !important;
    font-size: 13px;
    font-weight: 600;
    text-decoration: none !important;
    transition: background 0.3s ease,
                transform 0.3s ease,
                box-shadow 0.3s ease;
}

.contact-location-directions:hover {
    transform: translateY(-2px);
    background: linear-gradient(135deg, #138A58 0%, #086A43 100%);
    color: #FFFFFF !important;
    box-shadow: 0 8px 20px rgba(19, 138, 88, 0.20);
}

.contact-location-directions span {
    font-size: 18px;
}

/* Responsive */

@media (max-width: 800px) {
    .contact-location-layout {
        grid-template-columns: 1fr;
    }

    .contact-location-map,
    .contact-location-map iframe {
        min-height: 350px;
    }

    .contact-location-card {
        padding: 30px;
    }
}

@media (max-width: 600px) {
    .contact-location-section {
        padding: 55px 18px;
    }

    .contact-location-heading {
        margin-bottom: 28px;
    }

    .contact-location-map,
    .contact-location-map iframe {
        min-height: 300px;
    }

    .contact-location-card {
        padding: 25px 22px;
    }
}


/* =========================================
   CONTACT HERO - RANJIT FINSERVE
========================================= */

.contact-hero {
    padding: 45px 24px 65px;
    overflow: hidden;
    background: linear-gradient(135deg, #FFFFFF 0%, #F7F8FA 100%);
    font-family: 'Poppins', sans-serif;
}

.contact-hero,
.contact-hero * {
    box-sizing: border-box;
}

.contact-hero-main {
    display: grid;
    grid-template-columns: 1fr 0.95fr;
    align-items: center;
    gap: 40px;
    max-width: 1200px;
    min-height: 490px;
    margin: 0 auto;
}

.contact-hero-content {
    position: relative;
    z-index: 2;
    padding: 15px 0;
}

.contact-breadcrumb {
    display: flex;
    align-items: center;
    gap: 12px;
    margin-bottom: 58px;
    color: #64748B;
    font-size: 13px;
}

.contact-breadcrumb a {
    color: #0A2342;
    text-decoration: none;
}

.contact-breadcrumb a:hover {
    color: #138A58;
}

.contact-breadcrumb > span:last-child {
    color: #138A58;
    font-weight: 600;
}

.contact-eyebrow {
    display: flex;
    align-items: center;
    gap: 12px;
    margin-bottom: 18px;
    color: #138A58;
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 1.6px;
}

.contact-eyebrow span {
    width: 35px;
    height: 2px;
    background: #C89B3C;
}

.contact-hero-content h1 {
    margin: 0 0 22px;
    color: #0A2342;
    font-family: inherit;
    font-size: clamp(36px, 4vw, 54px);
    font-weight: 700;
    line-height: 1.17;
    letter-spacing: -1.2px;
}

.contact-heading-gold,
.contact-heading-green {
    display: block;
}

.contact-heading-gold {
    color: #C89B3C;
}

.contact-heading-green {
    color: #138A58;
}

.contact-hero-description {
    max-width: 600px;
    margin: 0 0 28px;
    color: #64748B;
    font-size: 14px;
    line-height: 1.9;
}

.contact-hero-actions {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 15px;
}

/* Reuse existing .button.button-primary from the theme */

.contact-hero-actions .button {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 14px;
    text-decoration: none;
}

.contact-call-button {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 12px;
    min-height: 52px;
    padding: 13px 23px;
    border: 1px solid #C89B3C;
    border-radius: 10px;
    background: #FFFFFF;
    color: #C89B3C;
    font-size: 13px;
    font-weight: 600;
    text-decoration: none;
    transition: all 0.3s ease;
}

.contact-call-button:hover {
    transform: translateY(-2px);
    background: linear-gradient(135deg, #138A58, #086A43);
    border-color: #138A58;
    color: #FFFFFF;
}

/* Right image */

.contact-hero-image {
    position: relative;
    min-height: 460px;
}

.contact-image-frame {
    position: absolute;
    inset: 0 -70px 0 0;
    overflow: hidden;
    border-radius: 48% 0 0 48%;
    border-left: 8px solid #C89B3C;
    background: #E9EEF2;
}

.contact-image-frame::after {
    position: absolute;
    inset: 0;
    content: "";
    background: linear-gradient(
        90deg,
        rgba(10, 35, 66, 0.08),
        transparent 45%
    );
    pointer-events: none;
}

.contact-image-frame img {
    display: block;
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: center;
}

.contact-image-accent {
    position: absolute;
    z-index: -1;
    top: 25px;
    right: -25px;
    width: 90%;
    height: 95%;
    border: 3px solid #138A58;
    border-radius: 48% 0 0 48%;
    opacity: 0.7;
}

/* Bottom highlight strip */

.contact-hero-highlights {
    position: relative;
    z-index: 3;
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    max-width: 1200px;
    margin: -10px auto 0;
    padding: 26px 10px;
    border: 1px solid rgba(10, 35, 66, 0.04);
    border-radius: 20px;
    background: rgba(255, 255, 255, 0.96);
    box-shadow: 0 15px 45px rgba(10, 35, 66, 0.08);
}

.contact-highlight {
    display: flex;
    align-items: center;
    gap: 20px;
    padding: 10px 24px;
}

.contact-highlight + .contact-highlight {
    border-left: 1px solid #E0E6EC;
}

.contact-highlight-icon {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 72px;
    height: 72px;
    flex-shrink: 0;
    border-radius: 50%;
    background: rgba(19, 138, 88, 0.10);
    color: #138A58;
}

.contact-highlight-icon svg {
    width: 39px;
    height: 39px;
    fill: none;
    stroke: currentColor;
    stroke-width: 2;
    stroke-linecap: round;
    stroke-linejoin: round;
}

.contact-highlight-content h3 {
    margin: 0 0 7px;
    color: #0A2342;
    font-size: 16px;
    font-weight: 700;
}

.contact-highlight-content p {
    margin: 0;
    color: #64748B;
    font-size: 12px;
    line-height: 1.8;
}

/* Tablet */

@media (max-width: 1000px) {
    .contact-hero-main {
        grid-template-columns: 1fr 0.8fr;
        gap: 25px;
    }

    .contact-hero-content h1 {
        font-size: 40px;
    }

    .contact-hero-image {
        min-height: 400px;
    }

    .contact-highlight {
        gap: 12px;
        padding: 10px 15px;
    }

    .contact-highlight-icon {
        width: 55px;
        height: 55px;
    }

    .contact-highlight-icon svg {
        width: 30px;
        height: 30px;
    }
}

/* Mobile */

@media (max-width: 700px) {
    .contact-hero {
        padding: 30px 18px 45px;
    }

    .contact-hero-main {
        grid-template-columns: 1fr;
        gap: 30px;
        min-height: auto;
    }

    .contact-breadcrumb {
        margin-bottom: 30px;
    }

    .contact-hero-content h1 {
        font-size: clamp(10px, 8vw, 44px);
        letter-spacing: -0.6px;
    }

    .contact-hero-description {
        font-size: 13px;
    }

    .contact-hero-image {
        min-height: 300px;
    }

    .contact-image-frame {
        inset: 0 -18px 0 0;
        border-left-width: 5px;
    }

    .contact-image-accent {
        right: -10px;
    }

    .contact-hero-highlights {
        grid-template-columns: 1fr;
        gap: 0;
        margin-top: 25px;
        padding: 10px 18px;
    }

    .contact-highlight {
        padding: 20px 5px;
    }

    .contact-highlight + .contact-highlight {
        border-top: 1px solid #E0E6EC;
        border-left: 0;
    }
}

@media (max-width: 400px) {
    .contact-hero-actions {
        align-items: stretch;
        flex-direction: column;
    }

    .contact-hero-actions .button,
    .contact-call-button {
        width: 100%;
    }
}

@media (prefers-reduced-motion: reduce) {
    .contact-call-button {
        transition: none;
    }
}

/* Life Insurance Introduction - Floating Card Fix */

.life-insurance-intro .about-introduction-visual {
    position: relative;
    min-width: 0;
}

.life-insurance-intro .about-experience-card {
    right: 0;
    left: auto;
    max-width: calc(100% - 20px);
    box-sizing: border-box;
    z-index: 2;
}


/* =========================================
   LIFE INSURANCE BENEFITS
========================================= */

.life-insurance-benefits {
    padding: 80px 0;
    background: #F7F8FA;
}

.life-benefits-heading {
    max-width: 720px;
    margin: 0 auto 42px;
    text-align: center;
}

.life-benefits-heading h2 {
    margin: 12px 0;
    color: #0A2342;
    font-size: clamp(30px, 3vw, 40px);
    font-weight: 700;
    line-height: 1.25;
}

.life-benefits-heading h2 span {
    color: #C89B3C;
}

.life-benefits-heading > p {
    max-width: 650px;
    margin: 0 auto;
    color: #657386;
    font-size: 14px;
    line-height: 1.8;
}

.life-benefits-grid {
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 22px;
}

.life-benefit-card {
    position: relative;
    padding: 30px 24px;
    overflow: hidden;
    border: 1px solid #E5EAF0;
    border-radius: 18px;
    background: #FFFFFF;
    box-shadow: 0 8px 24px rgba(10, 35, 66, 0.04);
    transition: transform 0.3s ease,
                border-color 0.3s ease,
                box-shadow 0.3s ease;
}

.life-benefit-card:hover {
    transform: translateY(-5px);
    border-color: #C89B3C;
    box-shadow: 0 14px 30px rgba(10, 35, 66, 0.08);
}

.life-benefit-icon {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 62px;
    height: 62px;
    margin-bottom: 24px;
    border-radius: 17px;
    background: rgba(19, 138, 88, 0.10);
    color: #138A58;
}

.life-benefit-icon svg {
    width: 31px;
    height: 31px;
    fill: none;
    stroke: currentColor;
    stroke-width: 1.8;
    stroke-linecap: round;
    stroke-linejoin: round;
}

.life-benefit-number {
    position: absolute;
    top: 30px;
    right: 22px;
    color: #DCE4EB;
    font-size: 25px;
    font-weight: 700;
}

.life-benefit-card h3 {
    margin: 0 0 12px;
    color: #0A2342;
    font-size: 18px;
    font-weight: 700;
    line-height: 1.5;
}

.life-benefit-card p {
    margin: 0;
    color: #657386;
    font-size: 13px;
    line-height: 1.85;
}

.life-benefits-disclaimer {
    max-width: 850px;
    margin: 25px auto 0;
    color: #7B8794;
    font-size: 11px;
    line-height: 1.8;
    text-align: center;
}

/* Responsive */

@media (max-width: 1000px) {
    .life-benefits-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }
}

@media (max-width: 600px) {
    .life-insurance-benefits {
        padding: 55px 18px;
    }

    .life-benefits-heading {
        margin-bottom: 30px;
    }

    .life-benefits-grid {
        grid-template-columns: 1fr;
        gap: 16px;
    }

    .life-benefit-card {
        padding: 26px 22px;
    }
}

@media (prefers-reduced-motion: reduce) {
    .life-benefit-card {
        transition: none;
    }

    .life-benefit-card:hover {
        transform: none;
    }
}


/* =========================================
   LIFE INSURANCE TYPES
========================================= */

.life-insurance-types {
    padding: 80px 0;
    background: #FFFFFF;
}

.life-types-heading {
    max-width: 740px;
    margin: 0 auto 42px;
    text-align: center;
}

.life-types-heading h2 {
    margin: 12px 0;
    color: #0A2342;
    font-size: clamp(30px, 3vw, 40px);
    font-weight: 700;
    line-height: 1.3;
}

.life-types-heading h2 span {
    color: #C89B3C;
}

.life-types-heading > p {
    margin: 0;
    color: #657386;
    font-size: 14px;
    line-height: 1.9;
}

.life-types-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 24px;
}

.life-type-card {
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    min-width: 0;
    padding: 30px 26px;
    border: 1px solid #E5EAF0;
    border-radius: 18px;
    background: #FFFFFF;
    box-shadow: 0 8px 25px rgba(10, 35, 66, 0.04);
    transition: transform 0.3s ease,
                border-color 0.3s ease,
                box-shadow 0.3s ease;
}

.life-type-card:hover {
    transform: translateY(-5px);
    border-color: #C89B3C;
    box-shadow: 0 14px 30px rgba(10, 35, 66, 0.08);
}

.life-type-icon {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 60px;
    height: 60px;
    margin-bottom: 20px;
    border-radius: 16px;
    background: rgba(19, 138, 88, 0.10);
    color: #138A58;
}

.life-type-icon svg {
    width: 31px;
    height: 31px;
    fill: none;
    stroke: currentColor;
    stroke-width: 1.8;
    stroke-linecap: round;
    stroke-linejoin: round;
}

.life-type-tag {
    margin-bottom: 10px;
    color: #138A58;
    font-size: 10px;
    font-weight: 700;
    letter-spacing: 1px;
}

.life-type-card h3 {
    margin: 0 0 12px;
    color: #0A2342;
    font-size: 19px;
    font-weight: 700;
    line-height: 1.5;
}

.life-type-card p {
    margin: 0 0 22px;
    color: #657386;
    font-size: 13px;
    line-height: 1.85;
}

.life-type-link {
    display: inline-flex;
    align-items: center;
    gap: 9px;
    margin-top: auto;
    color: #138A58;
    font-size: 12px;
    font-weight: 700;
    text-decoration: none;
}

.life-type-link span {
    font-size: 17px;
    transition: transform 0.25s ease;
}

.life-type-link:hover {
    color: #0A2342;
}

.life-type-link:hover span {
    transform: translateX(4px);
}

.life-types-note {
    margin-top: 30px;
    padding: 20px 24px;
    border-left: 3px solid #C89B3C;
    border-radius: 0 10px 10px 0;
    background: #F7F8FA;
    color: #657386;
    font-size: 12px;
    line-height: 1.9;
}

.life-types-note strong {
    color: #0A2342;
}

/* Responsive */

@media (max-width: 950px) {
    .life-types-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }
}

@media (max-width: 600px) {
    .life-insurance-types {
        padding: 55px 18px;
    }

    .life-types-heading {
        margin-bottom: 30px;
    }

    .life-types-grid {
        grid-template-columns: 1fr;
        gap: 18px;
    }

    .life-type-card {
        padding: 26px 22px;
    }

    .life-types-note {
        padding: 17px;
    }
}

@media (prefers-reduced-motion: reduce) {
    .life-type-card,
    .life-type-link span {
        transition: none;
    }

    .life-type-card:hover {
        transform: none;
    }
}


/* =========================================
   LIFE INSURANCE - CHOOSING GUIDE
========================================= */

.life-insurance-guide {
    padding: 80px 0;
    background: #F7F8FA;
}

.life-guide-layout {
    display: grid;
    grid-template-columns: minmax(0, 1.15fr) minmax(300px, 0.85fr);
    align-items: center;
    gap: 55px;
}

.life-guide-content h2 {
    margin: 14px 0 18px;
    color: #0A2342;
    font-size: clamp(30px, 3vw, 40px);
    font-weight: 700;
    line-height: 1.3;
}

.life-guide-content h2 span {
    display: block;
    color: #C89B3C;
}

.life-guide-intro {
    margin: 0 0 30px;
    color: #657386;
    font-size: 14px;
    line-height: 1.9;
}

.life-guide-steps {
    display: grid;
    gap: 24px;
    margin-bottom: 30px;
}

.life-guide-step {
    display: flex;
    align-items: flex-start;
    gap: 17px;
}

.life-guide-step-number {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 43px;
    height: 43px;
    flex-shrink: 0;
    border: 1px solid rgba(200, 155, 60, 0.45);
    border-radius: 12px;
    background: #FFFFFF;
    color: #C89B3C;
    font-size: 13px;
    font-weight: 700;
}

.life-guide-step h3 {
    margin: 0 0 7px;
    color: #0A2342;
    font-size: 16px;
    font-weight: 700;
    line-height: 1.5;
}

.life-guide-step p {
    margin: 0;
    color: #657386;
    font-size: 13px;
    line-height: 1.8;
}

/* Right information panel */

.life-guide-panel {
    padding: 38px 32px;
    border: 1px solid rgba(255, 255, 255, 0.12);
    border-radius: 22px;
    background: linear-gradient(145deg, #0A2342 0%, #064653 100%);
    box-shadow: 0 18px 40px rgba(10, 35, 66, 0.12);
}

.life-guide-panel-top {
    display: flex;
    align-items: center;
    gap: 15px;
    margin-bottom: 24px;
}

.life-guide-panel-icon {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 58px;
    height: 58px;
    flex-shrink: 0;
    border-radius: 16px;
    background: rgba(200, 155, 60, 0.16);
    color: #E3BD70;
}

.life-guide-panel-icon svg {
    width: 30px;
    height: 30px;
    fill: none;
    stroke: currentColor;
    stroke-width: 1.8;
    stroke-linecap: round;
    stroke-linejoin: round;
}

.life-guide-panel-label {
    color: #E3BD70;
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 1.2px;
}

.life-guide-panel h3 {
    margin: 0 0 15px;
    color: #FFFFFF;
    font-size: 25px;
    font-weight: 700;
    line-height: 1.45;
}

.life-guide-panel > p {
    margin: 0 0 25px;
    color: rgba(255, 255, 255, 0.76);
    font-size: 13px;
    line-height: 1.9;
}

.life-guide-checklist {
    display: grid;
    gap: 16px;
    margin: 0;
    padding: 0;
    list-style: none;
}

.life-guide-checklist li {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    color: #FFFFFF;
    font-size: 13px;
    line-height: 1.7;
}

.life-guide-checklist li span {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 22px;
    height: 22px;
    flex-shrink: 0;
    border-radius: 50%;
    background: rgba(19, 138, 88, 0.25);
    color: #72E0B0;
    font-size: 12px;
}

.life-guide-panel-note {
    margin-top: 28px;
    padding-top: 22px;
    border-top: 1px solid rgba(255, 255, 255, 0.16);
}

.life-guide-panel-note strong {
    display: block;
    margin-bottom: 7px;
    color: #E3BD70;
    font-size: 12px;
}

.life-guide-panel-note p {
    margin: 0;
    color: rgba(255, 255, 255, 0.72);
    font-size: 12px;
    line-height: 1.8;
}

/* Responsive */

@media (max-width: 900px) {
    .life-guide-layout {
        grid-template-columns: 1fr;
        gap: 35px;
    }
}

@media (max-width: 600px) {
    .life-insurance-guide {
        padding: 55px 18px;
    }

    .life-guide-steps {
        gap: 22px;
    }

    .life-guide-panel {
        padding: 28px 23px;
    }

    .life-guide-panel h3 {
        font-size: 22px;
    }
}

@media (prefers-reduced-motion: reduce) {
    .life-guide-step-number {
        transition: none;
    }
}


/* =========================================
   LIFE INSURANCE - TARGET AUDIENCE
========================================= */

.life-insurance-audience {
    padding: 80px 0;
    background: #FFFFFF;
}

.life-audience-heading {
    max-width: 740px;
    margin: 0 auto 42px;
    text-align: center;
}

.life-audience-heading h2 {
    margin: 12px 0;
    color: #0A2342;
    font-size: clamp(30px, 3vw, 40px);
    font-weight: 700;
    line-height: 1.3;
}

.life-audience-heading h2 span {
    color: #C89B3C;
}

.life-audience-heading > p {
    margin: 0;
    color: #657386;
    font-size: 14px;
    line-height: 1.9;
}

.life-audience-grid {
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 22px;
}

.life-audience-card {
    padding: 28px 23px;
    border: 1px solid #E5EAF0;
    border-radius: 18px;
    background: #FFFFFF;
    box-shadow: 0 8px 24px rgba(10, 35, 66, 0.04);
    transition: transform 0.3s ease,
                border-color 0.3s ease,
                box-shadow 0.3s ease;
}

.life-audience-card:hover {
    transform: translateY(-5px);
    border-color: #C89B3C;
    box-shadow: 0 14px 30px rgba(10, 35, 66, 0.08);
}

.life-audience-icon {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 60px;
    height: 60px;
    margin-bottom: 22px;
    border-radius: 16px;
    background: rgba(19, 138, 88, 0.10);
    color: #138A58;
}

.life-audience-icon svg {
    width: 31px;
    height: 31px;
    fill: none;
    stroke: currentColor;
    stroke-width: 1.8;
    stroke-linecap: round;
    stroke-linejoin: round;
}

.life-audience-card h3 {
    margin: 0 0 12px;
    color: #0A2342;
    font-size: 17px;
    font-weight: 700;
    line-height: 1.5;
}

.life-audience-card p {
    margin: 0;
    color: #657386;
    font-size: 13px;
    line-height: 1.85;
}

.life-audience-note {
    margin-top: 28px;
    padding: 19px 22px;
    border-left: 3px solid #C89B3C;
    border-radius: 0 10px 10px 0;
    background: #F7F8FA;
    color: #657386;
    font-size: 12px;
    line-height: 1.8;
}

.life-audience-note strong {
    color: #0A2342;
}

/* Responsive */

@media (max-width: 1000px) {
    .life-audience-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }
}

@media (max-width: 600px) {
    .life-insurance-audience {
        padding: 55px 18px;
    }

    .life-audience-heading {
        margin-bottom: 30px;
    }

    .life-audience-grid {
        grid-template-columns: 1fr;
        gap: 16px;
    }

    .life-audience-card {
        padding: 25px 22px;
    }

    .life-audience-note {
        padding: 17px;
    }
}

@media (prefers-reduced-motion: reduce) {
    .life-audience-card {
        transition: none;
    }

    .life-audience-card:hover {
        transform: none;
    }
}


/* =========================================
   LIFE INSURANCE - SECTION 7: HOW WE HELP
========================================= */

.life-insurance-help {
    padding: 85px 0;
    background: #F7F8FA;
}

.life-help-heading {
    max-width: 760px;
    margin: 0 auto 45px;
    text-align: center;
}

.life-help-heading h2 {
    margin: 14px 0 16px;
    color: #0A2342;
    font-size: clamp(30px, 3.2vw, 42px);
    line-height: 1.25;
}

.life-help-heading h2 span {
    color: #138A58;
}

.life-help-heading > p {
    max-width: 690px;
    margin: 0 auto;
    color: #626B76;
    font-size: 16px;
    line-height: 1.8;
}

.life-help-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 24px;
    align-items: stretch;
}

.life-help-card {
    position: relative;
    display: flex;
    flex-direction: column;
    padding: 30px 26px;
    background: #FFFFFF;
    border: 1px solid #E7EAF0;
    border-radius: 18px;
    box-shadow: 0 8px 28px rgba(10, 35, 66, 0.05);
    transition: transform 0.25s ease, box-shadow 0.25s ease;
}

.life-help-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 14px 34px rgba(10, 35, 66, 0.10);
}

.life-help-card-featured {
    border-top: 4px solid #C89B3C;
}

.life-help-top {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 15px;
    margin-bottom: 24px;
}

.life-help-number {
    color: #C89B3C;
    font-size: 30px;
    font-weight: 700;
    line-height: 1;
}

.life-help-icon {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 54px;
    height: 54px;
    flex-shrink: 0;
    border-radius: 15px;
    background: #EDF6F1;
}

.life-help-icon svg {
    width: 27px;
    height: 27px;
    fill: none;
    stroke: #138A58;
    stroke-width: 1.7;
    stroke-linecap: round;
    stroke-linejoin: round;
}

.life-help-card h3 {
    margin: 0 0 13px;
    color: #0A2342;
    font-size: 21px;
    line-height: 1.4;
}

.life-help-card > p {
    margin: 0 0 24px;
    color: #626B76;
    font-size: 15px;
    line-height: 1.8;
}

.life-help-label {
    display: inline-block;
    margin-top: auto;
    color: #138A58;
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 1.2px;
}

.life-help-note {
    display: flex;
    align-items: flex-start;
    gap: 14px;
    max-width: 950px;
    margin: 32px auto 0;
    padding: 20px 24px;
    background: #FFFFFF;
    border-left: 4px solid #C89B3C;
    border-radius: 10px;
}

.life-help-note-icon {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 28px;
    height: 28px;
    flex-shrink: 0;
    color: #FFFFFF;
    background: #138A58;
    border-radius: 50%;
    font-size: 15px;
}

.life-help-note p {
    margin: 0;
    color: #626B76;
    font-size: 14px;
    line-height: 1.8;
}

.life-help-note strong {
    color: #0A2342;
}

/* Tablet */
@media (max-width: 991px) {
    .life-help-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    .life-help-card:last-child {
        grid-column: 1 / -1;
    }
}

/* Mobile */
@media (max-width: 600px) {
    .life-insurance-help {
        padding: 60px 0;
    }

    .life-help-heading {
        margin-bottom: 30px;
        text-align: left;
    }

    .life-help-grid {
        grid-template-columns: 1fr;
        gap: 18px;
    }

    .life-help-card:last-child {
        grid-column: auto;
    }

    .life-help-card {
        padding: 25px 22px;
    }

    .life-help-card h3 {
        font-size: 20px;
    }

    .life-help-note {
        padding: 18px 16px;
    }
}


/* =========================================
   PREMIUM LIFE INSURANCE FAQ
========================================= */

.life-faq-premium {
    position: relative;
    overflow: hidden;
    padding: 100px 0;
    background: #F7F8FA;
}

.life-faq-premium-layout {
    display: grid;
    grid-template-columns: 0.85fr 1.15fr;
    gap: 65px;
    align-items: start;
}

/* LEFT CONTENT */

.life-faq-premium-intro {
    position: relative;
    padding-top: 15px;
}

.life-faq-premium-label {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    color: #138A58;
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 1.7px;
}

.life-faq-label-line {
    display: inline-block;
    width: 30px;
    height: 2px;
    background: #C89B3C;
}

.life-faq-premium-intro h2 {
    margin: 25px 0 22px;
    color: #0A2342;
    font-size: clamp(34px, 3.5vw, 49px);
    line-height: 1.2;
    letter-spacing: -1.1px;
}

.life-faq-premium-intro h2 span {
    display: block;
    color: #138A58;
}

.life-faq-premium-description {
    max-width: 420px;
    margin: 0 0 30px;
    color: #667180;
    font-size: 15px;
    line-height: 1.9;
}

/* TRUST BOX */

.life-faq-trust-box {
    display: flex;
    align-items: flex-start;
    gap: 16px;
    max-width: 440px;
    padding: 21px;
    background: #FFFFFF;
    border: 1px solid #E7EAF0;
    border-radius: 15px;
    box-shadow: 0 8px 28px rgba(10, 35, 66, 0.04);
}

.life-faq-trust-icon {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 48px;
    height: 48px;
    flex: 0 0 48px;
    background: #EDF6F1;
    border-radius: 13px;
}

.life-faq-trust-icon svg {
    width: 26px;
    height: 26px;
    fill: none;
    stroke: #138A58;
    stroke-width: 1.7;
    stroke-linecap: round;
    stroke-linejoin: round;
}

.life-faq-trust-box h3 {
    margin: 1px 0 7px;
    color: #0A2342;
    font-size: 16px;
    line-height: 1.5;
}

.life-faq-trust-box p {
    margin: 0;
    color: #667180;
    font-size: 13px;
    line-height: 1.8;
}

/* CONTACT LINK */

.life-faq-premium-contact {
    display: inline-flex;
    flex-direction: column;
    gap: 7px;
    margin-top: 27px;
    color: #667180;
    font-size: 14px;
    text-decoration: none;
}

.life-faq-premium-contact span {
    color: #138A58;
    font-size: 15px;
    font-weight: 700;
}

.life-faq-premium-contact span:hover {
    color: #0A2342;
}

/* DECORATIVE GOLD ELEMENT */

.life-faq-premium-decoration {
    display: flex;
    align-items: center;
    gap: 8px;
    margin-top: 38px;
}

.life-faq-premium-decoration span {
    display: block;
    height: 5px;
    background: #C89B3C;
    border-radius: 10px;
}

.life-faq-premium-decoration span:nth-child(1) {
    width: 48px;
}

.life-faq-premium-decoration span:nth-child(2) {
    width: 20px;
    opacity: 0.6;
}

.life-faq-premium-decoration span:nth-child(3) {
    width: 9px;
    opacity: 0.35;
}

/* RIGHT FAQ PANEL */

.life-faq-premium-content {
    min-width: 0;
    padding: 28px;
    background: #FFFFFF;
    border: 1px solid #E9EDF2;
    border-radius: 22px;
    box-shadow: 0 20px 55px rgba(10, 35, 66, 0.07);
}

.life-faq-premium-topline {
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 12px;
    margin-bottom: 20px;
    padding: 0 0 18px;
    border-bottom: 1px solid #E9EDF2;
    color: #0A2342;
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 1.1px;
}

.life-faq-count {
    color: #138A58;
    white-space: nowrap;
}

/* FAQ ITEMS */

.life-faq-premium-list {
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.life-faq-premium-item {
    overflow: hidden;
    border: 1px solid #E9EDF2;
    border-radius: 12px;
    background: #FFFFFF;
    transition: background 0.25s ease, border-color 0.25s ease;
}

.life-faq-premium-item summary {
    display: flex;
    align-items: center;
    gap: 13px;
    padding: 17px 16px;
    cursor: pointer;
    list-style: none;
}

.life-faq-premium-item summary::-webkit-details-marker {
    display: none;
}

.life-faq-premium-item summary::marker {
    content: "";
}

.life-faq-question-number {
    flex: 0 0 30px;
    color: #C89B3C;
    font-size: 12px;
    font-weight: 700;
}

.life-faq-question-text {
    flex: 1;
    color: #0A2342;
    font-size: 14px;
    font-weight: 600;
    line-height: 1.65;
}

/* PLUS / MINUS BUTTON */

.life-faq-premium-toggle {
    position: relative;
    display: flex;
    align-items: center;
    justify-content: center;
    flex: 0 0 29px;
    width: 29px;
    height: 29px;
    border-radius: 50%;
    background: #EDF6F1;
    transition: background 0.25s ease;
}

.life-faq-premium-toggle::before,
.life-faq-premium-toggle::after {
    position: absolute;
    content: "";
    display: block;
    background: #138A58;
    border-radius: 2px;
}

.life-faq-premium-toggle::before {
    width: 11px;
    height: 2px;
}

.life-faq-premium-toggle::after {
    width: 2px;
    height: 11px;
    transition: transform 0.25s ease;
}

/* ACTIVE QUESTION */

.life-faq-premium-item[open] {
    background: #0A2342;
    border-color: #0A2342;
}

.life-faq-premium-item[open] summary {
    background: #0A2342;
}

.life-faq-premium-item[open] .life-faq-question-number {
    color: #E2BC65;
}

.life-faq-premium-item[open] .life-faq-question-text {
    color: #FFFFFF;
}

.life-faq-premium-item[open] .life-faq-premium-toggle {
    background: #C89B3C;
}

.life-faq-premium-item[open] .life-faq-premium-toggle::before,
.life-faq-premium-item[open] .life-faq-premium-toggle::after {
    background: #0A2342;
}

.life-faq-premium-item[open] .life-faq-premium-toggle::after {
    transform: rotate(90deg);
}

/* ANSWER */

.life-faq-premium-answer {
    padding: 0 20px 20px 59px;
    background: #0A2342;
}

.life-faq-premium-answer p {
    margin: 0;
    padding-top: 15px;
    border-top: 1px solid rgba(255, 255, 255, 0.15);
    color: #DCE5EF;
    font-size: 13px;
    line-height: 1.9;
}

/* DISCLAIMER */

.life-faq-premium-disclaimer {
    margin: 20px 0 0;
    color: #77818E;
    font-size: 11px;
    line-height: 1.8;
}

.life-faq-premium-disclaimer span {
    color: #C89B3C;
    font-weight: 700;
}

/* TABLET */

@media (max-width: 1024px) {
    .life-faq-premium-layout {
        grid-template-columns: 1fr;
        gap: 40px;
    }

    .life-faq-premium-intro {
        max-width: 680px;
    }

    .life-faq-premium-description {
        max-width: 600px;
    }

    .life-faq-trust-box {
        max-width: 540px;
    }

    .life-faq-premium-decoration {
        display: none;
    }
}

/* MOBILE */

@media (max-width: 600px) {
    .life-faq-premium {
        padding: 65px 0;
    }

    .life-faq-premium-intro h2 {
        font-size: 35px;
        letter-spacing: -0.5px;
    }

    .life-faq-premium-content {
        padding: 17px;
        border-radius: 16px;
    }

    .life-faq-premium-topline {
        align-items: flex-start;
        font-size: 9px;
        letter-spacing: 0.6px;
    }

    .life-faq-premium-item summary {
        gap: 9px;
        padding: 15px 10px;
    }

    .life-faq-question-number {
        flex-basis: 24px;
        font-size: 11px;
    }

    .life-faq-question-text {
        font-size: 13px;
    }

    .life-faq-premium-toggle {
        flex-basis: 26px;
        width: 26px;
        height: 26px;
    }

    .life-faq-premium-answer {
        padding: 0 14px 17px 43px;
    }

    .life-faq-premium-answer p {
        font-size: 12px;
    }

    .life-faq-trust-box {
        padding: 17px;
    }
}


/* =========================================
   RANJIT FINSERVE
   COMMON LEGAL & INFORMATION PAGES
   Privacy Policy | Terms | Disclaimer
========================================= */

/* MAIN CONTENT SECTION */

.legal-content-section {
    padding: 75px 0;
    background: #F7F8FA;
}

.legal-content-layout {
    display: grid;
    grid-template-columns: minmax(0, 1fr) 280px;
    gap: 30px;
    align-items: start;
}

/* CONTENT CARD */

.legal-content-card {
    min-width: 0;
    padding: 38px;
    background: #FFFFFF;
    border: 1px solid #E8ECF1;
    border-radius: 16px;
    box-shadow: 0 8px 30px rgba(10, 35, 66, 0.04);
}

/* CONTENT TYPOGRAPHY */

.legal-content-body {
    color: #626B76;
    font-size: 14px;
    line-height: 1.9;
}

.legal-content-body h2 {
    margin: 35px 0 15px;
    color: #0A2342;
    font-size: 24px;
    line-height: 1.4;
}

.legal-content-body h3 {
    margin: 27px 0 12px;
    color: #0A2342;
    font-size: 19px;
    line-height: 1.5;
}

.legal-content-body h4 {
    margin: 22px 0 10px;
    color: #0A2342;
    font-size: 16px;
}

.legal-content-body p {
    margin: 0 0 17px;
    color: #626B76;
    line-height: 1.9;
}

.legal-content-body strong {
    color: #0A2342;
}

.legal-content-body ul,
.legal-content-body ol {
    margin: 15px 0 22px;
    padding-left: 24px;
}

.legal-content-body li {
    margin-bottom: 10px;
    padding-left: 5px;
    color: #626B76;
    line-height: 1.8;
}

.legal-content-body li::marker {
    color: #138A58;
}

.legal-content-body a {
    color: #138A58;
    text-decoration: none;
    font-weight: 500;
}

.legal-content-body a:hover {
    color: #0A2342;
    text-decoration: underline;
}

.legal-content-body hr {
    margin: 30px 0;
    border: 0;
    border-top: 1px solid #E8ECF1;
}

/* TABLES */

.legal-content-body table {
    width: 100%;
    margin: 20px 0;
    border-collapse: collapse;
}

.legal-content-body th,
.legal-content-body td {
    padding: 12px;
    border: 1px solid #E5EAF0;
    text-align: left;
}

.legal-content-body th {
    background: #0A2342;
    color: #FFFFFF;
}

.legal-content-body td {
    color: #626B76;
}

/* SIDEBAR */

.legal-sidebar {
    position: sticky;
    top: 110px;
}

.legal-sidebar-card {
    margin-bottom: 20px;
    padding: 25px 22px;
    background: #FFFFFF;
    border: 1px solid #E8ECF1;
    border-radius: 14px;
    box-shadow: 0 8px 25px rgba(10, 35, 66, 0.04);
}

.legal-sidebar-card h3 {
    margin: 12px 0;
    color: #0A2342;
    font-size: 20px;
}

.legal-sidebar-card p {
    margin: 0 0 18px;
    color: #626B76;
    font-size: 13px;
    line-height: 1.8;
}

.legal-sidebar-highlight {
    background: #0A2342;
}

.legal-sidebar-highlight h3 {
    color: #FFFFFF;
}

.legal-sidebar-highlight p {
    color: #D5DFEA;
}

.legal-sidebar-highlight > a {
    color: #E2BC65;
    font-size: 13px;
    font-weight: 600;
    text-decoration: none;
}

/* FINAL CTA */

.legal-final-section {
    padding: 0 0 70px;
    background: #F7F8FA;
}

/* TABLET */

@media (max-width: 991px) {

    .legal-content-layout {
        grid-template-columns: 1fr;
    }

    .legal-sidebar {
        position: static;
    }

}

/* MOBILE */

@media (max-width: 600px) {

    .legal-content-section {
        padding: 40px 0;
    }

    .legal-content-card {
        padding: 22px 18px;
        border-radius: 12px;
    }

    .legal-content-body {
        font-size: 13px;
    }

    .legal-content-body h2 {
        font-size: 21px;
    }

    .legal-content-body h3 {
        font-size: 18px;
    }

    .legal-content-body table {
        display: block;
        overflow-x: auto;
        white-space: nowrap;
    }

    .legal-sidebar-card {
        padding: 22px 18px;
    }

    .legal-final-section {
        padding-bottom: 45px;
    }

}