Last Updated: November 3, 2026
Introduction
Welcome to Ranjit Finserve. These Terms & Conditions govern your access to and use of our website, services, and information provided through our online platform.
By accessing or using this website, you acknowledge that you have read, understood, and agreed to these Terms & Conditions. If you do not agree with any part of these terms, please discontinue using the website.
In these terms, the words “we”, “our”, and “us” refer to Ranjit Finserve, while “you” and “your” refer to visitors, users, or individuals accessing our website or services.
About Our Services
Ranjit Finserve provides information and assistance related to various financial products and services, which may include:
- Life Insurance
- Health Insurance
- Car Insurance
- Group Insurance
- Mutual Funds and SIP
- Personal Loans
- Home Loans
- Other financial products and related services
The availability of products and services may depend on the respective financial institution, insurance provider, eligibility requirements, and applicable terms.
Use of Website
By using this website, you agree that:
- You will provide accurate and genuine information whenever submitting an enquiry or request.
- You will not use this website for any unlawful, fraudulent, or misleading activity.
- You will not attempt to damage, disrupt, or gain unauthorized access to our website or its systems.
- You will not misuse the information, content, or resources available on this website.
- You will use the website only for lawful and legitimate purposes.
We reserve the right to restrict or discontinue access to our website if we identify misuse or activities that violate these terms.
Information and Financial Disclaimer
The information published on this website is intended for general informational and awareness purposes.
Although we make reasonable efforts to keep the information accurate and updated, we do not guarantee that all information is complete, current, or free from errors.
Information available on this website should not be considered a substitute for professional financial, investment, insurance, tax, or legal advice.
Before making any financial decision, users should carefully review the relevant product documents and consult the appropriate qualified professional or financial institution.
Insurance Products and Services
Insurance products are subject to the terms, conditions, exclusions, limitations, and underwriting policies of the respective insurance company.
- Policy approval is subject to the insurer’s assessment and underwriting process.
- Premiums, coverage, benefits, exclusions, and policy conditions may vary.
- Any insurance policy is governed by the official policy document issued by the insurer.
- Ranjit Finserve does not guarantee policy approval, claim settlement, or any particular insurance benefit.
Users are advised to read the policy document carefully before purchasing an insurance product.
Loans and Financial Products
Loan products and other financial services are offered and governed by the respective banks, NBFCs, or financial institutions.
Loan approval, interest rates, processing fees, repayment schedules, eligibility, and other conditions are determined by the concerned financial institution.
Submitting an enquiry through our website does not guarantee loan approval or disbursement.
Users should independently review the terms and conditions of the concerned financial institution before accepting any financial offer.
Mutual Funds and Investment-Related Information
Information about mutual funds, SIPs, and other investment-related products is provided for general awareness.
- Mutual fund investments are subject to market risks.
- Past performance does not guarantee future returns.
- Investment values may increase or decrease depending on market conditions.
- Users should read all relevant scheme documents carefully before investing.
No fixed or guaranteed investment return should be assumed unless expressly stated in the official product documentation by the authorized provider.
Enquiry Forms and Communication
When you submit an enquiry, contact form, or request through our website, you agree that Ranjit Finserve may contact you using the details provided.
Communication may take place through:
- Phone calls
- SMS
- Other relevant communication channels
We may use the information submitted by you to respond to enquiries, provide service-related information, and coordinate with relevant financial institutions or service providers where appropriate and permitted.
For further details about how personal information is handled, please read our Privacy Policy
Third-Party Websites and Services
Our website may contain links, references, or information related to third-party websites, banks, insurance companies, financial institutions, or service providers.
These third-party websites and services operate independently and may have their own terms, privacy policies, and conditions.
Ranjit Finserve does not control or take responsibility for the content, accuracy, availability, policies, or services provided by external websites.
Users should review the applicable terms and privacy policies before interacting with any third-party website.
Intellectual Property Rights
Unless otherwise stated, the content available on this website, including text, graphics, logos, design elements, images, and other materials, is owned by or used with permission by Ranjit Finserve.
You may not copy, reproduce, modify, distribute, republish, or commercially exploit website content without prior written permission, except where permitted under applicable law.
Limitation of Liability
Ranjit Finserve shall not be held responsible, to the extent permitted by applicable law, for:
Any loss arising from reliance on general information published on this website.
Decisions made by users based on information available on the website.
Rejection or delay of insurance, loan, or financial product applications by third-party institutions.
Changes in product features, pricing, premiums, interest rates, or eligibility criteria made by third-party providers.
Temporary website downtime, technical errors, or interruptions.
Any loss arising from unauthorized access or circumstances beyond our reasonable control.
Nothing in these Terms & Conditions excludes liability where such exclusion is not permitted under applicable law.
Website Availability and Modifications
We reserve the right to update, modify, suspend, or discontinue any part of the website or its content at any time without prior notice.
We do not guarantee uninterrupted or error-free website availability.
We may also revise these Terms & Conditions from time to time. Updated terms will be published on this page with a revised “Last Updated” date.
User Privacy
Your use of this website is also governed by our Privacy Policy.
We may collect and process information submitted through enquiry forms, contact forms, and other website features in accordance with our Privacy Policy and applicable laws.
Please read our Privacy Policy to understand how your information is collected, used, and protected.
Governing Law and Jurisdiction
These Terms & Conditions shall be governed by and interpreted in accordance with the laws of India.
Any disputes arising from the use of this website or related services shall be subject to the jurisdiction of the competent courts in Delhi, India, subject to applicable law.
Contact Information
If you have any questions or concerns regarding these Terms & Conditions, you may contact us using the details below:
- Business Name: Ranjit Finserve
- Email: [Add Official Business Email]
- Contact Number: [Add Official Contact Number]
- Business Address: [Add Complete Business Address]
- Location: Delhi, India
Acceptance of Terms
By accessing or continuing to use the Ranjit Finserve website, you acknowledge that you have read and understood these Terms & Conditions and agree to be bound by them.